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People's Choice and Heritage · Transaction accounts

Youth Simply Access Transaction Account

People's Choice and Heritage's Youth Simply Access Transaction Account is a transaction account. The figures are the ones People's Choice and Heritage publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
0.01%
headline tier
Tiers
1
current rate rows
Last moved
Never
since tracking began
0.01%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable, $1 and over$1 or more0.01%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Paper Based Statement Fee: Fee is charged for each paper statement issued as per your account statement cycle.$3
Overseas ATM or counter withdrawals (Visa)per transaction$5
Non-Heritage counter withdrawalsper transaction$2.50
Card replacement - Standardwhen it happens$10
Card replacement - express Delivery in Australiawhen it happens$25
Card replacement - Emergency replacement card overseaswhen it happens$200
Direct Debit Dishonourwhen it happens$10
Document/Record search feewhen it happens$12
Heritage Bank Chequeper transaction$10
Inactive Account Administration Feewhen it happens$20
Overdraft Reference Feewhen it happens$10
Overseas Currency Conversion Feeper transaction: Applicable on Visa purchases or withdrawals made in any currency that is not Australian Dollars (AUD)see lender

Other People's Choice and Heritage transaction accounts

Dream Fund 5.54%Target Bonus Account 4.49%Youth Target Bonus Account 4.49%Business Access Account 0.01%Simply Access Transaction Account 0.01%

Get an email the morning People's Choice and Heritage moves this rate.

Every People's Choice and Heritage rate · every transaction account rate compared · other lenders · this product in the explorer.