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Police Student Credit Card
Police Student Credit Card is a credit card. The figures are the ones Police Bank publishes under the Consumer Data Right today. The advertised rate last moved on 9 May 2026, up from 7.99% to 10.76%.
Advertised rate
10.76%
headline tier
Tiers
3
current rate rows
Last moved
+2.77pp
9 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Introductory 3 monthsApplies after 3 month interest free period. | 7.99% |
| Cash advances | 10.76% |
| Purchases | 10.76% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Visa Credit Card Annual Feerecurring | $30 |
| Document Retrieval Feewhen it happens: Minimum $22.77 per hour retrieval fee and minimum $30.00 per hour administrative fee. | $0 |
| Bank Draftwhen it happens: Per Draft | $15 |
| Bank@Post Cash Withdrawal feeper withdrawal: Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits | $2 |
| Visa Voucher Requestwhen it happens: Payable per Visa voucher requested. | $16.50 |
| Third Party Costswhen it happens: At Cost. | $0 |
| ATM Balance Enquiry feewhen it happens: At Cost | $0 |
| Overdrawn Account Feewhen it happens: Payable when you exceed your credit limit by $75 or more within a calendar month. | $15 |
| Counter Cash withdrawal $25,000 and overper withdrawal: Per Withdrawal | $50 |
| Visa International Feesper transaction: Payable if and when you use the Visa Card overseas and the transaction is in a foreign currency. | see lender |
| Additional Statement Feewhen it happens: $5.00 for Archive Retrieval and $1.50 per page. | $5 |
| Default Notice Feewhen it happens: Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter. | $21.50 |
Other Police Bank credit cards
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