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Qudos Bank · Home loans
Fixed Rate Home Loan
Qudos Bank's Fixed Rate Home Loan is a home loan. The figures are the ones Qudos Bank publishes under the Consumer Data Right today. The advertised rate last moved on 18 September 2026, up from 6.34% to 6.74%.
Advertised rate
6.74%
headline tier
Comparison rate
6.43%
as published
Last moved
+0.40pp
18 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (40)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I, LVR up to 80%20% deposit or more, 1 year fixed rate OO PI | 6.74% | 6.43% |
| Fixed 1 year, Investor, P&I, LVR up to 80%20% deposit or more, 1 year fixed rate Inv PI | 6.79% | 6.61% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 80%20% deposit or more, 2 years fixed rate OO PI | 6.79% | 6.47% |
| Fixed 2 years, Investor, P&I, LVR up to 80%20% deposit or more, 2 years fixed rate Inv PI | 6.84% | 6.64% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 80%20% deposit or more, 3 years fixed rate OO PI | 6.89% | 6.53% |
| Fixed 3 years, Investor, P&I, LVR up to 80%20% deposit or more, 3 years fixed rate Inv PI | 6.94% | 6.69% |
| Fixed 1 year, Owner occupier, Interest only, LVR up to 80%20% deposit or more, 1 year fixed rate OO IO | 6.99% | 6.45% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 80%20% deposit or more, 4 years fixed rate OO PI | 6.99% | 6.61% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 80%20% deposit or more, 5 years fixed rate OO PI | 6.99% | 6.66% |
| Fixed 1 year, Investor, Interest only, LVR up to 80%20% deposit or more, 1 year fixed rate Inv IO | 7.04% | 6.64% |
| Fixed 1 year, Owner occupier, P&I, LVR 80 to 90%10% to 20% deposit, 1 year fixed rate OO PI | 7.04% | 6.46% |
| Fixed 2 years, Owner occupier, Interest only, LVR up to 80%20% deposit or more, 2 year fixed rate OO IO | 7.04% | 6.52% |
| Fixed 4 years, Investor, P&I, LVR up to 80%20% deposit or more, 4 years fixed rate Inv PI | 7.04% | 6.76% |
| Fixed 5 years, Investor, P&I, LVR up to 80%20% deposit or more, 5 years fixed rate Inv PI | 7.04% | 6.79% |
| Fixed 1 year, Investor, P&I, LVR 80 to 90%10% to 20% deposit, 1 year fixed rate Inv PI | 7.09% | 6.64% |
| Fixed 2 years, Investor, Interest only, LVR up to 80%20% deposit or more, 2 years fixed rate Inv IO | 7.09% | 6.69% |
| Fixed 2 years, Owner occupier, P&I, LVR 80 to 90%10% to 20% deposit, 2 years fixed rate OO PI | 7.09% | 6.53% |
| Fixed 2 years, Investor, P&I, LVR 80 to 90%10% to 20% deposit, 2 years fixed rate Inv PI | 7.14% | 6.70% |
| Fixed 3 years, Owner occupier, Interest only, LVR up to 80%20% deposit or more, 3 year fixed rate OO IO | 7.14% | 6.60% |
| Fixed 3 years, Investor, Interest only, LVR up to 80%20% deposit or more, 3 years fixed rate Inv IO | 7.19% | 6.76% |
| Fixed 3 years, Owner occupier, P&I, LVR 80 to 90%10% to 20% deposit, 3 years fixed rate OO PI | 7.19% | 6.62% |
| Fixed 3 years, Investor, P&I, LVR 80 to 90%10% to 20% deposit, 3 years fixed rate Inv PI | 7.24% | 6.78% |
| Fixed 4 years, Owner occupier, Interest only, LVR up to 80%20% deposit or more, 4 year fixed rate OO IO | 7.24% | 6.70% |
| Fixed 5 years, Owner occupier, Interest only, LVR up to 80%20% deposit or more, 5 year fixed rate OO IO | 7.24% | 6.76% |
| Fixed 1 year, Owner occupier, Interest only, LVR 80 to 90%10% to 20% deposit, 1 year fixed rate OO IO | 7.29% | 6.48% |
| Fixed 4 years, Investor, Interest only, LVR up to 80%20% deposit or more, 4 years fixed rate Inv IO | 7.29% | 6.84% |
| Fixed 4 years, Owner occupier, P&I, LVR 80 to 90%10% to 20% deposit, 4 years fixed rate OO PI | 7.29% | 6.72% |
| Fixed 5 years, Investor, Interest only, LVR up to 80%20% deposit or more, 5 years fixed rate Inv IO | 7.29% | 6.89% |
| Fixed 5 years, Owner occupier, P&I, LVR 80 to 90%10% to 20% deposit, 5 years fixed rate OO PI | 7.29% | 6.79% |
| Fixed 1 year, Investor, Interest only, LVR 80 to 90%10% to 20% deposit, 1 year fixed rate Inv IO | 7.34% | 6.67% |
| Fixed 2 years, Owner occupier, Interest only, LVR 80 to 90%10% to 20% deposit, 2 year fixed rate OO IO | 7.34% | 6.58% |
| Fixed 4 years, Investor, P&I, LVR 80 to 90%10% to 20% deposit, 4 years fixed rate Inv PI | 7.34% | 6.87% |
| Fixed 5 years, Investor, P&I, LVR 80 to 90%10% to 20% deposit, 5 years fixed rate Inv PI | 7.34% | 6.93% |
| Fixed 2 years, Investor, Interest only, LVR 80 to 90%10% to 20% deposit, 2 year fixed rate Inv IO | 7.39% | 6.75% |
| Fixed 3 years, Owner occupier, Interest only, LVR 80 to 90%10% to 20% deposit, 3 year fixed rate OO IO | 7.44% | 6.69% |
| Fixed 3 years, Investor, Interest only, LVR 80 to 90%10% to 20% deposit, 3 year fixed rate Inv IO | 7.49% | 6.85% |
| Fixed 4 years, Owner occupier, Interest only, LVR 80 to 90%10% to 20% deposit, 4 year fixed rate OO IO | 7.54% | 6.81% |
| Fixed 5 years, Owner occupier, Interest only, LVR 80 to 90%10% to 20% deposit, 5 year fixed rate OO IO | 7.54% | 6.89% |
| Fixed 4 years, Investor, Interest only, LVR 80 to 90%10% to 20% deposit, 4 year fixed rate Inv IO | 7.59% | 6.96% |
| Fixed 5 years, Investor, Interest only, LVR 80 to 90%10% to 20% deposit, 5 year fixed rate Inv IO | 7.59% | 7.03% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Rate Lock Fee: Minimum fee $50 | see lender |
| Annual Feerecurring | $0 |
| Account Keeping Feerecurring | $0 |
| Establishment Feeupfront | $0 |
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