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Qudos Bank · Home loans
Low Cost Value Package
Qudos Bank's Low Cost Value Package is a home loan. The figures are the ones Qudos Bank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.13% to 6.38%.
Advertised rate
6.38%
headline tier
Comparison rate
6.56%
as published
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 6.13% and 6.38% over the last 30 days.
Every current rate (12)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 70%30% deposit or more OO PI | 6.38% | 6.56% |
| Variable, Owner occupier, P&I, LVR 70 to 80%20% to 30% deposit OO PI | 6.43% | 6.61% |
| Variable, Investor, P&I, LVR up to 70%30% deposit or more Inv PI | 6.54% | 6.72% |
| Variable, Investor, P&I, LVR 70 to 80%20% to 30% deposit Inv PI | 6.59% | 6.77% |
| Variable, Owner occupier, Interest only, LVR up to 70%30% deposit or more OO IO | 6.63% | 6.69% |
| Variable, Owner occupier, P&I, LVR 80 to 90%10% to 20% deposit OO PI | 6.64% | 6.82% |
| Variable, Owner occupier, Interest only, LVR 70 to 80%20% to 30% deposit OO IO | 6.68% | 6.71% |
| Variable, Investor, Interest only, LVR up to 70%30% deposit or more Inv IO | 6.79% | 6.85% |
| Variable, Investor, Interest only, LVR 70 to 80%20% to 30% deposit Inv IO | 6.84% | 6.87% |
| Variable, Owner occupier, Interest only, LVR 80 to 90%10% to 20% deposit OO IO | 6.89% | 6.80% |
| Variable, Investor, P&I, LVR 80 to 90%10% to 20% deposit Inv PI | 6.94% | 7.12% |
| Variable, Investor, Interest only, LVR 80 to 90%10% to 20% deposit Inv IO | 7.19% | 7.02% |
Rate moves, last 30 days
- 15 October 2026: 12 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 70%, from 6.13% to 6.38%.
Published fees
| Fee | Amount |
|---|---|
| Redraw Feewhen it happens: Redraw is not available during the construction period. | $0 |
| Account Keeping Feerecurring | $0 |
| Establishment Feeupfront | $0 |
| Annual Feerecurring | $199 |
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