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Qudos Bank · Savings accounts
Qsaver
Qudos Bank's Qsaver is a savings account. The figures are the ones Qudos Bank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 4.45% to 4.70%.
Advertised rate
4.70%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 4.45% and 4.70% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, $2,000,000 and over$2,000,000+ | 3.00% |
| Variable, up to $500,000$0 - $499,999.99 | 4.60% |
| Variable, $500,000 to $2,000,000$500,000 - $1,999,999.99 | 4.70% |
Rate moves, last 30 days
- 15 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, $2,000,000 and over, from 2.75% to 3.00%.
Published fees
| Fee | Amount |
|---|---|
| SMS Banking Requestswhen it happens: This fee applies to each SMS Banking message sent to your mobile phone. | $0.25 |
| Domestic Telegraphic Transferwhen it happens: This fee applies to telegraphic transfers on behalf of Members, arranged via Westpac. | $20 |
| International telegraphic transfer onlinewhen it happens: At the request of Members, we can provide certain foreign exchange and payment services. | $10 |
| International telegraphic transfers phone or email assisted (sent in foreign currency)when it happens | $30 |
| Foreign Cheque Deposits AUD$5,000 and overwhen it happens: This fee applies to foreign cheques deposited on behalf of Members, via Convera. | $50 |
| Foreign Cheque Deposits under AUD$5000when it happens: This fee applies to foreign cheques deposited on behalf of Members, via Convera. | $20 |
| Electronic debit rejection feewhen it happens | $0 |
| Dormant Accountsrecurring: This fee is applied if one or more savings accounts under a member number have been classified as dormant. | $10 |
| Copies of documents other than statementswhen it happens: No charge applies for copies of documents such as loan or withdrawal forms. | $0 |
| Statement Copieswhen it happens: This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. | $5 |
| Account Keeping Feerecurring | $0 |
| Inward cheque rejection feeper deposit: This fee is applied for each cheque deposited to a Member's account which is subsequently rejected. | $15 |
Other Qudos Bank savings accounts
Bonus Saver 5.25%Retirement Savings Account 4.95%Qantas Points Saver 4.50%General Savings Account 0.05%
Get an email the morning Qudos Bank moves this rate.
Every Qudos Bank rate · every savings account rate compared · other lenders · this product in the explorer.