Lenders › Qudos Bank › Retirement Savings Account
Qudos Bank · Savings accounts
Retirement Savings Account
Qudos Bank's Retirement Savings Account is a savings account. The figures are the ones Qudos Bank publishes under the Consumer Data Right today. The advertised rate last moved on 21 May 2026, up from 4.70% to 4.95%.
Advertised rate
4.95%
headline tier
Tiers
13
current rate rows
Last moved
+0.25pp
21 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (13)
| Tier | Rate |
|---|---|
| Variable, up to $50,000, rate after tax | 3.44% |
| Variable, $50,000 to $250,000, rate after tax | 4.00% |
| Variable, $250,000 to $500,000, rate after tax | 4.00% |
| Variable, up to $50,000, rate before tax | 4.05% |
| Variable, $1,000,000 and over, rate after tax | 4.21% |
| Variable, $500,000 to $1,000,000, rate after tax | 4.21% |
| Variable, up to $500,000Account based pension | 4.70% |
| Variable, $250,000 to $500,000, rate before tax | 4.70% |
| Variable, $50,000 to $250,000, rate before tax | 4.70% |
| Variable, $500,000 to $1,000,000, rate before tax | 4.95% |
| Variable, $500,000 to $1,000,000, account based pension | 4.95% |
| Variable, $1,000,000 and over, rate before tax | 4.95% |
| Variable, $1,000,000 and over, account based pension | 4.95% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Establisment Feeupfront | $0 |
| Constribution feewhen it happens | $0 |
| Withdrawal Feeper withdrawal: Qudos Bank RSA Holders may make up to four approved withdrawals from each account in any financial year (1 July to 30 June) without incurring any withdrawal fee | $62 |
| Termination Feeon exit | $0 |
| Splitting/Flagging Feewhen it happens: We may charge reasonable fees to cover the costs of flagging or splitting your RSA benefit or to cover any legal costs incurred by us in responding to matters a | $62 |
| Providing Informationwhen it happens: You may also be charged a fee for Qudos providing information requested by you, which will not exceed the reasonable cost to us of giving the information, inclu | $0 |
| Administration Feerecurring: Qudos Bank does not currently levy an administration fee on your Qudos Bank RSA. | $0 |
Other Qudos Bank savings accounts
Get an email the morning Qudos Bank moves this rate.
Every Qudos Bank rate · every savings account rate compared · other lenders · this product in the explorer.