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RACQ Bank · Transaction accounts

Business Unsecured Current Account

RACQ Bank's Business Unsecured Current Account is a transaction account. The figures are the ones RACQ Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
0.01%
headline tier
Tiers
1
current rate rows
Last moved
Never
since tracking began
0.01%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable0.01%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Card / PIN via Courier (International)when it happens: Charged when a card and/or PIN has been requested to be sent via courier to an address outside of Australia.see lender
Foreign currency conversion feewhen it happens: For any transaction made overseas or in a foreign currency, a fee of 2.75% of the total transaction value (in Australian Dollars) will be charged.see lender
Bank Tracewhen it happens: A request to trace the origin or final destination of funds either sent to or from your account.$20
Dishonour - Manualwhen it happens: Dishonour at member's request.$22
Emergency Replacement Card through Visa (International)when it happens: Charged when an emergency replacement card has been requested through VISA outside of Australia.$300
Telegraphic Transfer - Outward (within Australia)per payment: Funds transferred via the SWIFT network to another financial institution within Australia for same day payment (also known as a Wire or RTGS payment).$35
Dishonourwhen it happens: Where a Cheque or Direct Debit is not honoured.$1
Default Enforcement Expenses: May apply if enforcement services are required as part of default administration.see lender
Overseas Telegraphic Transfer in Australian Dollarsper payment: Transfer of funds to an overseas bank in AUD rather than local currency.$60
Overseas Telegraphic Transfer in Local Currencyper payment: Transfer of funds to an overseas bank in the currency used locally.$30
Visa Chargebackwhen it happens: Charged when a Visa Debit transaction is disputed.$27.50
Bank Recallwhen it happens: A request to attempt to recall funds transferred to another account.$20

Other RACQ Bank transaction accounts

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