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RACQ Bank · Transaction accounts

eSave Account

RACQ Bank's eSave Account is a transaction account. The figures are the ones RACQ Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 3.00% to 3.25%.

Advertised rate
3.25%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
13 October 2026
3.00%3.25%5 October 20264 November 2026

Advertised rate, last 30 days. Between 3.00% and 3.25% over the last 30 days.

Every current rate (1)

TierRate
Variable3.25%

Rate moves, last 30 days

Published fees

FeeAmount
Default Enforcement Expenses: May apply if enforcement services are required as part of default administration.see lender
Overseas Telegraphic Transfer in Australian Dollarsper payment: Transfer of funds to an overseas bank in AUD rather than local currency.$60
Bank Tracewhen it happens: A request to trace the origin or final destination of funds either sent to or from your account.$20
Telegraphic Transfer - Outward (within Australia)per payment: Funds transferred via the SWIFT network to another financial institution within Australia for same day payment (also known as a Wire or RTGS payment).$35
Bank Recallwhen it happens: A request to attempt to recall funds transferred to another account.$20
Default Administrationwhen it happens: May apply if an event of default occurs.$20
Audit Certificatewhen it happens: A certificate for Audit purposes.$25
Overseas Telegraphic Transfer in Local Currencyper payment: Transfer of funds to an overseas bank in the currency used locally.$30

Other RACQ Bank transaction accounts

Advantage Plus Account 3.50%Business Unsecured Current Account 0.01%

Get an email the morning RACQ Bank moves this rate.

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