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Regional Australia Bank · Home loans
Regional Australia Bank Home Loan (Fixed Investor)
Regional Australia Bank Home Loan (Fixed Investor) is a home loan. The figures are the ones Regional Australia Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 October 2026, up from 6.19% to 6.42%.
Advertised rate
6.49%
headline tier
Comparison rate
6.38%
as published
Last moved
+0.23pp
1 October 2026
Advertised rate, last 30 days. Unchanged since 22 October 2026.
Every current rate (40)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Investor, P&I, LVR up to 60%LVR Less than 60% | 6.49% | 6.38% |
| Fixed 1 year, Investor, Interest only, LVR up to 60%LVR Less than 60% | 6.49% | 6.38% |
| Fixed 2 years, Investor, P&I, LVR up to 60%LVR Less than 60% | 6.51% | 6.40% |
| Fixed 2 years, Investor, Interest only, LVR up to 60%LVR Less than 60% | 6.51% | 6.40% |
| Fixed 3 years, Investor, P&I, LVR up to 60%LVR Less than 60% | 6.51% | 6.42% |
| Fixed 3 years, Investor, Interest only, LVR up to 60%LVR Less than 60% | 6.51% | 6.42% |
| Fixed 1 year, Investor, Interest only, LVR 60 to 70%LVR 60% to 70% | 6.54% | 6.43% |
| Fixed 1 year, Investor, P&I, LVR 60 to 70%LVR 60% to 70% | 6.54% | 6.43% |
| Fixed 1 year, Investor, Interest only, LVR 70 to 80%LVR 70% to 80% | 6.54% | 6.52% |
| Fixed 1 year, Investor, P&I, LVR 70 to 80%LVR 70% to 80% | 6.54% | 6.52% |
| Fixed 2 years, Investor, Interest only, LVR 60 to 70%LVR 60% to 70% | 6.57% | 6.45% |
| Fixed 2 years, Investor, P&I, LVR 60 to 70%LVR 60% to 70% | 6.57% | 6.45% |
| Fixed 2 years, Investor, P&I, LVR 70 to 80%LVR 70% to 80% | 6.57% | 6.53% |
| Fixed 2 years, Investor, Interest only, LVR 70 to 80%LVR 70% to 80% | 6.57% | 6.53% |
| Fixed 3 years, Investor, P&I, LVR 60 to 70%LVR 60% to 70% | 6.57% | 6.47% |
| Fixed 3 years, Investor, Interest only, LVR 60 to 70%LVR 60% to 70% | 6.57% | 6.47% |
| Fixed 3 years, Investor, Interest only, LVR 70 to 80%LVR 70% to 80% | 6.57% | 6.54% |
| Fixed 3 years, Investor, P&I, LVR 70 to 80%LVR 70% to 80% | 6.57% | 6.54% |
| Fixed 4 years, Investor, Interest only, LVR up to 60%LVR Less than 60% | 6.79% | 6.53% |
| Fixed 4 years, Investor, P&I, LVR up to 60%LVR Less than 60% | 6.79% | 6.54% |
| Fixed 4 years, Investor, Interest only, LVR 60 to 70%LVR 60% to 70% | 6.94% | 6.61% |
| Fixed 4 years, Investor, P&I, LVR 60 to 70%LVR 60% to 70% | 6.94% | 6.62% |
| Fixed 4 years, Investor, Interest only, LVR 70 to 80%LVR 70% to 80% | 6.94% | 6.68% |
| Fixed 4 years, Investor, P&I, LVR 70 to 80%LVR 70% to 80% | 6.94% | 6.68% |
| Fixed 5 years, Investor, Interest only, LVR up to 60%LVR Less than 60% | 6.94% | 6.62% |
| Fixed 5 years, Investor, P&I, LVR up to 60%LVR Less than 60% | 6.94% | 6.63% |
| Fixed 1 year, Investor, P&I, LVR 80 to 90%LVR 80% to 90% | 7.09% | 7.11% |
| Fixed 1 year, Investor, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.09% | 7.11% |
| Fixed 5 years, Investor, Interest only, LVR 60 to 70%LVR 60% to 70% | 7.09% | 6.72% |
| Fixed 5 years, Investor, P&I, LVR 60 to 70%LVR 60% to 70% | 7.09% | 6.73% |
| Fixed 5 years, Investor, Interest only, LVR 70 to 80%LVR 70% to 80% | 7.09% | 6.77% |
| Fixed 5 years, Investor, P&I, LVR 70 to 80%LVR 70% to 80% | 7.09% | 6.78% |
| Fixed 2 years, Investor, P&I, LVR 80 to 90%LVR 80% to 90% | 7.12% | 7.12% |
| Fixed 2 years, Investor, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.12% | 7.12% |
| Fixed 3 years, Investor, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.12% | 7.12% |
| Fixed 3 years, Investor, P&I, LVR 80 to 90%LVR 80% to 90% | 7.12% | 7.12% |
| Fixed 4 years, Investor, P&I, LVR 80 to 90%LVR 80% to 90% | 7.44% | 7.24% |
| Fixed 4 years, Investor, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.44% | 7.24% |
| Fixed 5 years, Investor, P&I, LVR 80 to 90%LVR 80% to 90% | 7.51% | 7.30% |
| Fixed 5 years, Investor, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.51% | 7.30% |
Rate moves, last 30 days
- 22 October 2026: Fixed 2 years, Investor, Interest only, LVR 70 to 80% lifted 0.15pp, from 6.42% to 6.57%.
- 22 October 2026: Fixed 2 years, Investor, P&I, LVR 70 to 80% lifted 0.15pp, from 6.42% to 6.57%.
Published fees
| Fee | Amount |
|---|---|
| Late Payment Notice Feewhen it happens: Applies when you fail to make your contracted repayments by the repayment due date. | $20 |
| Title Searchupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Loan Top Up Feewhen it happens: A “top up” is additional borrowing against a property that we hold an existing mortgage over. | $195 |
| Registration of Transferupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Registration of Discharge of Mortgageupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Loan Restructure Feeupfront: Applies when you switch your existing Regional Australia Bank home loan to a different loan type, other than a Partnership Advantage. | $200 |
| Agency Settlement/Handing Feeupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Break Cost Feeon exit: This fee applies when you want to payout the facility early. | $0 |
| Property Valuation Costsupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| PEXA Processing Feeupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Discharge of Mortgage Preparationwhen it happens: Applies when we are required to prepare discharge of mortgage documentation relating to a property held as security for your loan. | $395 |
| Approval Feeupfront: Applies when you get your loan approval for funding. | $0 |
Other Regional Australia Bank home loans
Regional Australia Bank Home Loan (Non Offset) 6.14%Regional Australia Bank Home Loan (Fixed Owner Occupied) 6.35%Regional Australia Bank Home Loan (Offset) 6.35%
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