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Regional Australia Bank · Home loans
Regional Australia Bank Home Loan (Fixed Owner Occupied)
Regional Australia Bank Home Loan (Fixed Owner Occupied) is a home loan. The figures are the ones Regional Australia Bank publishes under the Consumer Data Right today. The advertised rate last moved on 30 April 2026, up from 5.94% to 6.20%.
Advertised rate
6.35%
headline tier
Comparison rate
6.19%
as published
Last moved
+0.26pp
30 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (50)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I, LVR up to 60%LVR Less than 60% | 6.35% | 6.19% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 60%LVR Less than 60% | 6.37% | 6.23% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 60%LVR Less than 60% | 6.38% | 6.21% |
| Fixed 1 year, Owner occupier, P&I, LVR 60 to 70%LVR 60% to 70% | 6.39% | 6.24% |
| Fixed 1 year, Owner occupier, P&I, LVR 70 to 80%LVR 70% to 80% | 6.39% | 6.33% |
| Fixed 3 years, Owner occupier, P&I, LVR 60 to 70%LVR 60% to 70% | 6.41% | 6.28% |
| Fixed 3 years, Owner occupier, P&I, LVR 70 to 80%LVR 70% to 80% | 6.41% | 6.35% |
| Fixed 2 years, Owner occupier, P&I, LVR 60 to 70%LVR 60% to 70% | 6.42% | 6.26% |
| Fixed 2 years, Owner occupier, P&I, LVR 70 to 80%LVR 70% to 80% | 6.42% | 6.34% |
| Fixed 1 year, Owner occupier, Interest only, LVR up to 60%LVR Less than 60% | 6.60% | 6.21% |
| Fixed 3 years, Owner occupier, Interest only, LVR up to 60%LVR Less than 60% | 6.62% | 6.30% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 60%LVR Less than 60% | 6.62% | 6.34% |
| Fixed 2 years, Owner occupier, Interest only, LVR up to 60%LVR Less than 60% | 6.63% | 6.26% |
| Fixed 1 year, Owner occupier, Interest only, LVR 60 to 70%LVR 60% to 70% | 6.64% | 6.26% |
| Fixed 1 year, Owner occupier, Interest only, LVR 70 to 80%LVR 70% to 80% | 6.64% | 6.35% |
| Fixed 3 years, Owner occupier, Interest only, LVR 60 to 70%LVR 60% to 70% | 6.66% | 6.35% |
| Fixed 3 years, Owner occupier, Interest only, LVR 70 to 80%LVR 70% to 80% | 6.66% | 6.42% |
| Fixed 4 years, Owner occupier, P&I, LVR 60 to 70%LVR 60% to 70% | 6.66% | 6.23% |
| Fixed 4 years, Owner occupier, P&I, LVR 70 to 80%LVR 70% to 80% | 6.66% | 6.45% |
| Fixed 2 years, Owner occupier, Interest only, LVR 60 to 70%LVR 60% to 70% | 6.67% | 6.31% |
| Fixed 2 years, Owner occupier, Interest only, LVR 70 to 80%LVR 70% to 80% | 6.67% | 6.39% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 60%LVR Less than 60% | 6.77% | 6.44% |
| Fixed 5 years, Owner occupier, P&I, LVR 60 to 70%LVR 60% to 70% | 6.81% | 6.49% |
| Fixed 5 years, Owner occupier, P&I, LVR 70 to 80%LVR 70% to 80% | 6.81% | 6.55% |
| Fixed 4 years, Owner occupier, Interest only, LVR up to 60%LVR Less than 60% | 6.87% | 6.43% |
| Fixed 4 years, Owner occupier, Interest only, LVR 60 to 70%LVR 60% to 70% | 6.91% | 6.47% |
| Fixed 4 years, Owner occupier, Interest only, LVR 70 to 80%LVR 70% to 80% | 6.91% | 6.54% |
| Fixed 5 years, Owner occupier, Interest only, LVR up to 60%LVR Less than 60% | 7.02% | 6.54% |
| Fixed 5 years, Owner occupier, Interest only, LVR 60 to 70%LVR 60% to 70% | 7.06% | 6.59% |
| Fixed 5 years, Owner occupier, Interest only, LVR 70 to 80%LVR 70% to 80% | 7.06% | 6.65% |
| Fixed 1 year, Owner occupier, P&I, LVR 80 to 90%LVR 80% to 90% | 7.08% | 6.83% |
| Fixed 2 years, Owner occupier, P&I, LVR 80 to 90%LVR Less than 90% | 7.10% | 6.87% |
| Fixed 3 years, Owner occupier, P&I, LVR 80 to 90%LVR 80% to 90% | 7.10% | 6.89% |
| Fixed 4 years, Owner occupier, P&I, LVR 80 to 90%LVR 80% to 90% | 7.11% | 6.92% |
| Fixed 5 years, Owner occupier, P&I, LVR 80 to 90%LVR 80% to 90% | 7.19% | 6.99% |
| Fixed 1 year, Owner occupier, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.33% | 6.86% |
| Fixed 2 years, Owner occupier, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.35% | 6.91% |
| Fixed 3 years, Owner occupier, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.35% | 6.96% |
| Fixed 4 years, Owner occupier, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.36% | 7.01% |
| Fixed 5 years, Owner occupier, Interest only, LVR 80 to 90%LVR 80% to 90% | 7.44% | 7.09% |
| Fixed 1 year, Owner occupier, P&I, LVR 90 to 95%LVR More than 90% | 7.62% | 7.26% |
| Fixed 5 years, Owner occupier, P&I, LVR 90 to 95%LVR More than 90% | 7.63% | 7.42% |
| Fixed 4 years, Owner occupier, P&I, LVR 90 to 95%LVR More than 90% | 7.64% | 7.39% |
| Fixed 2 years, Owner occupier, P&I, LVR 90 to 95%LVR More than 90% | 7.65% | 7.31% |
| Fixed 3 years, Owner occupier, P&I, LVR 90 to 95%LVR More than 90% | 7.65% | 7.35% |
| Fixed 1 year, Owner occupier, Interest only, LVR 90 to 95%LVR More than 90% | 7.87% | 7.29% |
| Fixed 5 years, Owner occupier, Interest only, LVR 90 to 95%LVR More than 90% | 7.88% | 7.52% |
| Fixed 4 years, Owner occupier, Interest only, LVR 90 to 95%LVR More than 90% | 7.89% | 7.48% |
| Fixed 2 years, Owner occupier, Interest only, LVR 90 to 95%LVR More than 90% | 7.90% | 7.36% |
| Fixed 3 years, Owner occupier, Interest only, LVR 90 to 95%LVR More than 90% | 7.90% | 7.42% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Late Payment Notice Feewhen it happens: Applies when you fail to make your contracted repayments by the repayment due date. | $20 |
| Title Searchupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Loan Top Up Feewhen it happens: A “top up” is additional borrowing against a property that we hold an existing mortgage over. | $195 |
| Registration of Transferupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Registration of Discharge of Mortgageupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Loan Restructure Feeupfront: Applies when you switch your existing Regional Australia Bank home loan to a different loan type, other than a Partnership Advantage. | $200 |
| Agency Settlement/Handing Feeupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Break Cost Feeon exit: This fee applies when you want to payout the facility early. | $0 |
| Property Valuation Costsupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| PEXA Processing Feeupfront: Contain service fees charged to us, on behalf of members, by other financial institutions or organisations. | see lender |
| Discharge of Mortgage Preparationwhen it happens: Applies when we are required to prepare discharge of mortgage documentation relating to a property held as security for your loan. | $395 |
| Approval Feeupfront: Applies when you get your loan approval for funding. | $0 |
Other Regional Australia Bank home loans
Regional Australia Bank Home Loan (Non Offset) 6.14%Regional Australia Bank Home Loan (Offset) 6.35%Regional Australia Bank Home Loan (Fixed Investor) 6.49%
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