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Southern Cross Credit Union · Home loans · restricted
Bridging Home Loan
Southern Cross Credit Union's Bridging Home Loan is a home loan open only to a stated occupation, employer or membership. The figures are the ones Southern Cross Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 24 March 2026, up from 7.08% to 7.33%.
Advertised rate
7.58%
headline tier
Comparison rate
7.38%
as published
Last moved
+0.25pp
24 March 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only | 7.58% | 7.38% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Bridging loan establishment feeupfront: 0.25% of loan amount charged upfront | see lender |
| Direct debit dishonourwhen it happens: Charged if your direct debit payment is dishonoured due to insufficient funds | $15 |
| Home loan legal feewhen it happens: A one off fee required to document and settle your loan. | $430 |
| Home loan security variationwhen it happens: When there is a variation made to the security used for an existing loan agreement. | $300 |
| Loan discharge feewhen it happens: This fee covers the costs associated with releasing your title and is charged per security discharged | $150 |
| Loan variationwhen it happens: When there is a variation made to the terms of an existing loan agreement. | $150 |
| Property valuation feeper cash advance: This fee covers the cost of valuing your property. | $0 |
| Redraw in branchper transaction: Charged if you access advance payment on your loan in-branch. | $25 |
| Recontracting feewhen it happens: Any amendments made to the loan after the loan contract has been created but before it has been funded will incur a fee. | $150 |
Other Southern Cross Credit Union home loans
Broker Home Loan 5.93%Emoney Home Loan 5.93%Ljh 5star Home Loan 5.93%Premium Home Loan 5.93%Reverse Mortgage Loan 7.83%Line Of Credit 8.48%
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