Lenders › Southern Cross Credit Union › Motor Scout Used Vehicle Loan
Southern Cross Credit Union · Personal loans
Motor Scout Used Vehicle Loan
Southern Cross Credit Union's Motor Scout Used Vehicle Loan is a personal loan. The figures are the ones Southern Cross Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 31 May 2026, up from 5.99% to 8.24%.
Advertised rate
8.24%
headline tier
Comparison rate
10.61%
as published
Last moved
+2.25pp
31 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 3 years, P&I | 8.24% | 10.61% |
| Fixed 4 years, P&I | 8.24% | 10.61% |
| Fixed 5 years, P&I | 8.24% | 10.61% |
| Fixed 6 years, P&I | 8.24% | 10.61% |
| Fixed 7 years, P&I | 8.24% | 10.61% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Personal loan security variationwhen it happens: When there is a variation made to the security used for an existing loan agreement. | $150 |
| Direct debit dishonourwhen it happens: Charged if your direct debit payment is dishonoured due to insufficient funds | $15 |
| Personal loan establishment feeupfront: A one off upfront fee for setting up your loan. | $250 |
| Redraw in branchper transaction: Charged if you access advance payment on your loan in-branch. | $25 |
| Mthly personal loan feerecurring: Flat Monthly Fee of $8 for personal or vehicle loans. | $8 |
| Loan variationwhen it happens: When there is a variation made to the terms of an existing loan agreement. | $150 |
| Origination feeupfront | $990 |
Other Southern Cross Credit Union personal loans
Motor Scout New Vehicle Loan 6.49%Emoney New Vehicle Loan 8.24%Emoney Secured Personal Loan 8.24%Lj Hooker New Vehicle Loan 8.24%Lj Hooker Secured Personal Loan 8.24%New Vehicle Loan 8.24%Secured Personal Loan 8.24%Emoney Unsecured Personal Loan 9.64%Lj Hooker Unsecured Personal Loan 9.64%Unsecured Personal Loan 9.64%
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