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Teachers Mutual Bank · Home loans
Your Way Plus Home Loan
Teachers Mutual Bank's Your Way Plus Home Loan is a home loan. The figures are the ones Teachers Mutual Bank publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 5.94% to 6.19%.
Advertised rate
6.19%
headline tier
Comparison rate
6.49%
as published
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 5.94% and 6.19% over the last 30 days.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%Variable LVR up to 60% | 6.19% | 6.49% |
| Variable, Owner occupier, P&I, LVR 60 to 70%Variable LVR >60%-70% | 6.29% | 6.59% |
| Variable, Owner occupier, P&I, LVR 70 to 80%Variable LVR >70%-80% | 6.34% | 6.64% |
| Variable, Owner occupier, P&I, LVR 80 to 90%Variable LVR >80%-90% | 6.84% | 7.13% |
| Variable, Owner occupier, P&I, LVR 90 to 98%Variable LVR >90% | 7.19% | 7.48% |
Rate moves, last 30 days
- 26 October 2026: Variable, Owner occupier, P&I, LVR 70 to 80% cut 0.10pp, from 6.44% to 6.34%.
- 26 October 2026: Variable, Owner occupier, P&I, LVR 60 to 70% cut 0.15pp, from 6.44% to 6.29%.
- 8 October 2026: 5 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 60%, from 5.94% to 6.19%.
Published fees
| Fee | Amount |
|---|---|
| Mortgage dischargeon exit: For preparation of discharge documentation on your written request. | $250 |
| Additional security feewhen it happens: Fee applies for each additional security taken. | $120 |
| Default notice feewhen it happens: Payable when we send you a default notice asking you to remedy a default under your credit contract. | $25 |
| Legal feesupfront: At cost. | see lender |
| Lenders mortgage insuranceupfront: At cost. | see lender |
| Registration feeupfront: At cost. | see lender |
| Title searchper transaction: Fee applies for additional title searches that may be required in addition to those already included in the Establishment fee and Top up fee. | $1 |
| Collection charges: At cost. | see lender |
| Stamp dutyupfront: At cost. | see lender |
| Package fee-home loansrecurring: Applicable for New loans after 1 August 2019. | $300 |
| Fee for full valuationupfront: A Full Valuation is where our external valuer physically attends the property to be mortgaged. | see lender |
| Loan administration feeupfront: Payable for the processing and assessing of your home loan application and the preparation of your loan. | $250 |
Other Teachers Mutual Bank home loans
Your Way Home Loan 6.19%Your Way Home Loan Investor 6.39%Your Way Plus Fixed Home Loan 6.39%Your Way Plus Home Loan Investor 6.39%Your Way Fixed Rate Home Loan 6.49%Your Way Interest Only Home Loan 6.49%Your Way Plus Interest Only Home Loan 6.49%Your Way Plus Fixed Home Loan Investor 6.54%Your Way Interest Only Home Loan Investor 6.59%Your Way Plus Interest Only Home Loan Investor 6.59%Your Way Fixed Rate Home Loan Investor 6.64%Your Way Plus Fixed Interest Only Home Loan 6.64%
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