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The Capricornian · Personal loans
Car & Motor Vehicle Loans
The Capricornian's Car & Motor Vehicle Loans is a personal loan. The figures are the ones The Capricornian publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 7.18% to 7.43%.
Advertised rate
7.43%
headline tier
Comparison rate
7.78%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 7.18% and 7.43% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, P&I, $3,000 to $200,000Fully secured personal loan | 7.43% | 7.78% |
| Variable, $3,000 to $200,000Partially secured Personal Loan | 9.94% | 10.30% |
Rate moves, last 30 days
- 9 October 2026: Variable, P&I, $3,000 to $200,000 lifted 0.25pp, from 7.18% to 7.43%.
- 9 October 2026: Variable, $3,000 to $200,000 lifted 0.25pp, from 9.69% to 9.94%.
Published fees
| Fee | Amount |
|---|---|
| Arrears Fees - Default Notice Feewhen it happens: If you don’t make your payment after a period of time in arrears, you will be issued with a default notice. | $40 |
| Establishment Feeupfront | $250 |
| Arrears Fees - Reminder call feewhen it happens: Applies when you fail to make your contracted repayments by the repayment due date. | $5 |
| Arrears Fees - 2nd and Subsequent Reminder Letter Feewhen it happens: Applies when you fail to make your contracted repayments by the repayment due date. | $20 |
| Variation Feewhen it happens: Variations to Personal Loans (including substitution of goods mortgage security) | $150 |
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