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The Capricornian · Personal loans
Personal Loans
The Capricornian's Personal Loans is a personal loan. The figures are the ones The Capricornian publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 10.69% to 10.94%.
Advertised rate
10.94%
headline tier
Comparison rate
11.30%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 10.69% and 10.94% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, P&I, $3,000 to $30,000Unsecured Personal Loan | 10.94% | 11.30% |
Rate moves, last 30 days
- 9 October 2026: Variable, P&I, $3,000 to $30,000 lifted 0.25pp, from 10.69% to 10.94%.
Published fees
| Fee | Amount |
|---|---|
| Arrears Fees - Default Notice Feewhen it happens: If you don’t make your payment after a period of time in arrears, you will be issued with a default notice. | $40 |
| Variation Feewhen it happens | $150 |
| Establishment Feeupfront | $250 |
| Arrears Fees - 2nd and Subsequent Reminder Letter Feewhen it happens: Applies when you fail to make your contracted repayments by the repayment due date. | $20 |
| Arrears Fees - Reminder call feewhen it happens: Applies when you fail to make your contracted repayments by the repayment due date. | $5 |
Other The Capricornian personal loans
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