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Low LVR INV IO Home Loan

The Mac's Low LVR INV IO Home Loan is a home loan. The figures are the ones The Mac publishes under the Consumer Data Right today. The advertised rate last moved on 30 October 2026, up from 7.24% to 7.49%.

Advertised rate
7.49%
headline tier
Comparison rate
7.38%
as published
Last moved
+0.25pp
30 October 2026
7.24%7.49%5 October 20264 November 2026

Advertised rate, last 30 days. Between 7.24% and 7.49% over the last 30 days.

Every current rate (1)

TierRateComparison
Variable, Investor, Interest only, LVR up to 70%7.49%7.38%

Rate moves, last 30 days

The advertised rate moved on 30 October 2026, from 7.24% to 7.49%; no other tier moved in the last 30 days.

Published fees

FeeAmount
Application feeupfront$400
Application fee bridging loanupfront$800
Application fee top upupfront$300
Collection feeper cash advance: At cost feesee lender
Default noticesupfront$55
General consent feeupfront$150
Legal feeper cash advance: At costsee lender
Mortgage discharge feeupfront$200
Production of title deed feeupfront$150
Substitution of security feeupfront$250
Switching feeupfront$50
Valuation feeper cash advance: Valuation charged at costsee lender

Other The Mac home loans

2 Year Discounted Basic Variable Loan Owner Occupied P&I 6.17%First Home Buyers Owner Occupied P&I 6.17%Govt Low Dep Variable Ooc PI 6.17%Govt Low Dep 3yr Fixed Ooc PI 6.49%Mortgage 3yr Fixed Owner Occupied P&I 6.49%Govt Low Dep 1yr Fixed Ooc PI 6.59%Govt Low Dep 2yr Fixed Ooc PI 6.59%Mortgage 1yr Fixed Owner Occupied P&I 6.59%Mortgage 2yr Fixed Owner Occupied P&I 6.59%Mortgage 3yr Fixed Investor P&I 6.59%Mortgage 1yr Fixed Investor P&I 6.69%Mortgage 2yr Fixed Investor P&I 6.69%

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