Lenders › UBank
Lender
UBank rates
UBank publishes 12 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
UBank's lowest home loan rate is 6.34% on Flex - Variable OO P&I, 0.40 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest transaction account rate is 5.35% on Save account, 3.42 points above the median of 1.92%, the median of all 234 advertised transaction account rates from 66 lenders. UBank repriced 8 products in the last 30 days, most recently lifting Save account on 9 October 2026, from 0.75% to 0.90%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Flex - Variable OO P&I | 6.34% | 6.58% |
| Neat - OO Variable P&I | 6.34% | 6.36% |
| Flex - Variable INV P&I | 6.44% | 6.68% |
| Neat - INV Variable P&I | 6.44% | 6.46% |
| Flex - Variable INV IO | 6.65% | 6.75% |
| Flex - Variable OO IO | 6.65% | 6.69% |
| Neat - INV Variable IO | 6.65% | 6.55% |
| Flex - Fixed OO P&I | 6.74% | 6.62% |
| Flex - Fixed INV P&I | 6.79% | 6.71% |
| Flex - Fixed OO IO | 6.84% | 6.63% |
| Flex - Fixed INV IO | 6.89% | 6.72% |
Transaction accounts
| Product | Advertised rate |
|---|---|
| Save account | 5.35% |
Get an email the morning this lender moves a rate.