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UniBank · Home loans
Your Way Fixed Rate Home Loan
UniBank's Your Way Fixed Rate Home Loan is a home loan. The figures are the ones UniBank publishes under the Consumer Data Right today. The advertised rate last moved on 16 April 2026, up from 6.09% to 6.49%.
Advertised rate
6.49%
headline tier
Comparison rate
6.29%
as published
Last moved
+0.40pp
16 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I | 6.49% | 6.29% |
| Fixed 2 years, Owner occupier, P&I | 6.89% | 6.39% |
| Fixed 3 years, Owner occupier, P&I | 6.99% | 6.48% |
| Fixed 4 years, Owner occupier, P&I | 7.09% | 6.59% |
| Fixed 5 years, Owner occupier, P&I | 7.14% | 6.68% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Establishment feeupfront: Fee includes the cost of preparing standard documents, 1 automated valuation model or desktop valuation (Please note: if a Full Valuation is required, the Fee f | $600 |
| Mortgage dischargeon exit: For preparation of discharge documentation on your written request. | $250 |
| Additional security feewhen it happens: Fee applies for each additional security taken. | $120 |
| Default notice feewhen it happens: Payable when we send you a default notice asking you to remedy a default under your credit contract. | $25 |
| Fee for full valuationupfront: A Full Valuation is where our external valuer physically attends the property to be mortgaged. | see lender |
| Legal feesupfront: At cost. | see lender |
| Lenders mortgage insuranceupfront: At cost. | see lender |
| Registration feeupfront: At cost. | see lender |
| Title searchper transaction: Fee applies for additional title searches that may be required in addition to those already included in the Establishment fee and Top up fee. | $1 |
| Collection charges: At cost. | see lender |
| Stamp dutyupfront: At cost. | see lender |
| Break fee (home loan)on exit: At cost. | see lender |
Other UniBank home loans
Your Way Home Loan 6.19%Your Way Plus Home Loan 6.19%Your Way Home Loan Investor 6.39%Your Way Plus Fixed Home Loan 6.39%Your Way Plus Home Loan Investor 6.39%Your Way Home Loan 6.49%Your Way Plus Interest Only Home Loan 6.49%Your Way Plus Fixed Home Loan Investor 6.54%Your Way Interest Only Home Loan Investor 6.59%Your Way Plus Interest Only Home Loan Investor 6.59%Your Way Fixed Rate Home Loan Investor 6.64%Your Way Plus Fixed Interest Only Home Loan 6.64%
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