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UniBank · Home loans
Your Way Plus Fixed Interest Only Home Loan
UniBank's Your Way Plus Fixed Interest Only Home Loan is a home loan. The figures are the ones UniBank publishes under the Consumer Data Right today. The advertised rate last moved on 17 April 2026, up from 6.24% to 6.64%.
Advertised rate
6.64%
headline tier
Comparison rate
6.53%
as published
Last moved
+0.40pp
17 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (20)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, Interest only, LVR up to 60%Fixed LVR up to 60% | 6.64% | 6.53% |
| Fixed 1 year, Owner occupier, Interest only, LVR 60 to 80%Fixed LVR >60% to 80% | 6.64% | 6.75% |
| Fixed 1 year, Owner occupier, Interest only, LVR 80 to 90%Fixed LVR >80% to 90% | 6.84% | 7.13% |
| Fixed 2 years, Owner occupier, Interest only, LVR up to 60%Fixed LVR up to 60% | 6.99% | 6.64% |
| Fixed 2 years, Owner occupier, Interest only, LVR 60 to 80%Fixed LVR >60% to 80% | 6.99% | 6.84% |
| Fixed 1 year, Owner occupier, Interest only, LVR 90 to 98%Fixed >90% | 7.09% | 7.47% |
| Fixed 3 years, Owner occupier, Interest only, LVR up to 60%Fixed LVR up to 60% | 7.09% | 6.73% |
| Fixed 3 years, Owner occupier, Interest only, LVR 60 to 80%Fixed LVR >60% to 80% | 7.09% | 6.91% |
| Fixed 4 years, Owner occupier, Interest only, LVR up to 60%Fixed LVR up to 60% | 7.14% | 6.82% |
| Fixed 4 years, Owner occupier, Interest only, LVR 60 to 80%Fixed LVR >60% to 80% | 7.14% | 6.98% |
| Fixed 2 years, Owner occupier, Interest only, LVR 80 to 90%Fixed LVR >80% to 90% | 7.24% | 7.21% |
| Fixed 5 years, Owner occupier, Interest only, LVR up to 60%Fixed LVR up to 60% | 7.29% | 6.95% |
| Fixed 5 years, Owner occupier, Interest only, LVR 60 to 80%Fixed LVR >60% to 80% | 7.29% | 7.09% |
| Fixed 3 years, Owner occupier, Interest only, LVR 80 to 90%Fixed LVR >80% to 90% | 7.34% | 7.27% |
| Fixed 2 years, Owner occupier, Interest only, LVR 90 to 98%Fixed >90% | 7.44% | 7.52% |
| Fixed 4 years, Owner occupier, Interest only, LVR 80 to 90%Fixed LVR >80% to 90% | 7.44% | 7.34% |
| Fixed 4 years, Owner occupier, Interest only, LVR 90 to 98%Fixed >90% | 7.44% | 7.56% |
| Fixed 5 years, Owner occupier, Interest only, LVR 80 to 90%Fixed LVR >80% to 90% | 7.49% | 7.40% |
| Fixed 3 years, Owner occupier, Interest only, LVR 90 to 98%Fixed >90% | 7.54% | 7.57% |
| Fixed 5 years, Owner occupier, Interest only, LVR 90 to 98%Fixed >90% | 7.59% | 7.64% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Mortgage dischargeon exit: For preparation of discharge documentation on your written request. | $250 |
| Additional security feewhen it happens: Fee applies for each additional security taken. | $120 |
| Account functionswhen it happens: $2.50 for each increment up to 3 minutes. | $2.50 |
| Default notice feewhen it happens: Payable when we send you a default notice asking you to remedy a default under your credit contract. | $25 |
| Legal feesupfront: At cost. | see lender |
| Lenders mortgage insuranceupfront: At cost. | see lender |
| Registration feeupfront: At cost. | see lender |
| Title searchper transaction: Fee applies for additional title searches that may be required in addition to those already included in the Establishment fee and Top up fee. | $1 |
| Collection charges: At cost. | see lender |
| Stamp dutyupfront: At cost. | see lender |
| Package fee-home loansrecurring: Applicable for New loans after 1 August 2019. | $300 |
| Break fee (home loan)on exit: At cost. | see lender |
Other UniBank home loans
Your Way Home Loan 6.19%Your Way Plus Home Loan 6.19%Your Way Home Loan Investor 6.39%Your Way Plus Fixed Home Loan 6.39%Your Way Plus Home Loan Investor 6.39%Your Way Fixed Rate Home Loan 6.49%Your Way Home Loan 6.49%Your Way Plus Interest Only Home Loan 6.49%Your Way Plus Fixed Home Loan Investor 6.54%Your Way Interest Only Home Loan Investor 6.59%Your Way Plus Interest Only Home Loan Investor 6.59%Your Way Fixed Rate Home Loan Investor 6.64%
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