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Up rates

Up publishes 3 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Up's lowest home loan rate is 6.20% on Up Home Loan, 0.54 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 3.60% on Up Saver, 0.40 points below the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Up repriced 2 products in the last 30 days, most recently lifting Up Home Loan on 8 October 2026, from 5.95% to 6.20%.

Home loans

Savings accounts