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Up Essentials Saver
Up Essentials Saver is a savings account. The figures are the ones Up publishes under the Consumer Data Right today. The advertised rate last moved on 2 September 2026, down from 5.35% to 2.00%.
Advertised rate
2.00%
headline tier
Tiers
2
current rate rows
Last moved
-3.35pp
2 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| VariableBalance Limit | 2.00% |
| Variable | 11.23% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Sales Voucher Retrieval Feeper payment: Applies if we make a retrieval request for a Sales voucher for a non-PIN generated transaction and the retrieval request is withdrawn or determined as being a v | $10 |
| Audit Requestper payment: When you or your representative (for example, your accountant) request us to provide a written statement of your financial accounts with us. | $60 |
| BPAY Transaction Trace Feeper payment: When you request us to trace a bill payment you have made through the BPAY scheme. | $20 |
| BPAY transaction Recall Feeper payment: When you request us to recall a bill payment you have made through the BPAY scheme. | $20 |
| Pay Anyone Trace Fee (including Osko)per payment: Applies to each direct entry transaction (including Osko) where a trace is requested by the customer to obtain information about the transaction made or receive | $30 |
| International Inward Telegraphic Transfers (foreign)when it happens: Acceptance of payments in a foreign currency for SWIFT transfer into your account. | $10 |
| International Inward Telegraphic Transfers (AUD)when it happens: Acceptance of payment in AUD currency for SWIFT transfer into your account. | $2 |
| Domestic Inward Telegraphic Transferwhen it happens: Acceptance of a payment from an Australian financial institution for fast transfer into your account. | $2 |
| Domestic Telegraphic Transfer Return Requestper payment: Applies if you request the return payment of a telegraphic transfer. | $25 |
Other Up savings accounts
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