Bridging Home Loan

Westpac's Bridging Home Loan is a home loan open only to a stated occupation, employer or membership. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 9.32% to 9.57%.

Advertised rate

9.57%

headline tier

Comparison rate

9.39%

as published

Last moved

+0.25pp

9 October 2026

Advertised rate, last 30 days. Between 9.32% and 9.57% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Variable, Owner occupier, Interest only, LVR up to 70%	9.57%	9.39%
Variable, Owner occupier, Interest only, LVR 70 to 80%LVR above 70%	9.67%	9.49%

Rate moves, last 30 days

9 October 2026: Variable, Owner occupier, Interest only, LVR 70 to 80% lifted 0.25pp, from 9.42% to 9.67%.
9 October 2026: Variable, Owner occupier, Interest only, LVR up to 70% lifted 0.25pp, from 9.32% to 9.57%.

Published fees

Fee	Amount
Lending Establishment Feeupfront	$600
Bank Cheque Issuance Feewhen it happens: $10 per cheque (1st cheque is free)	$10
Monthly Loan Account Feerecurring	$8
Missed Payment Feelate payment: If applicable	$15
Document Processing Feewhen it happens	$100
Account Overdrawn Feewhen it happens	$15
Loan Discharge Feeon exit	$350
Property Valuer Feewhen it happens	see lender

Other Westpac home loans

Flexi First Option Home Loan - Veterans 3.25%Sustainable Upgrades Home Loan 4.74%Sustainable Upgrades Investment Loan 4.74%Flexi First : Our lowest online variable home loan rate (Owner Occupied) 6.24%Flexi First : Our lowest online variable home loan rate (Investor) 6.39%Rocket Loan : Variable Home Loan with Offset (Owner Occupied) 6.64%Fixed Rate Home Loan 6.74%Rocket Loan : Variable Home Loan with Offset (Investor) 6.84%Premium Options Home Loan 9.08%Variable Rate Investment Property Loan 9.63%

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