Lenders › Westpac › Rocket Loan : Variable Home Loan with Offset (Investor)
Westpac · Home loans
Rocket Loan : Variable Home Loan with Offset (Investor)
Westpac's Rocket Loan : Variable Home Loan with Offset (Investor) is a home loan. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 6.59% to 6.84%.
Advertised rate
6.84%
headline tier
Comparison rate
7.21%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 6.59% and 6.84% over the last 30 days.
Every current rate (12)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, P&I, LVR up to 70%, package | 6.84% | 7.21% |
| Variable, Investor, P&I, LVR 70 to 80%, packageLVR above 70% to 80% | 6.94% | 7.31% |
| Variable, Investor, Interest only, LVR up to 70%, package | 7.10% | 7.35% |
| Variable, Investor, Interest only, LVR 70 to 80%, packageLVR above 70% to 80% | 7.20% | 7.45% |
| Variable, Investor, P&I, LVR 80 to 95%, packageLVR above 80% | 7.24% | 7.60% |
| Variable, Investor, Interest only, LVR 80 to 90%, packageLVR above 80% | 7.50% | 7.75% |
| Variable, Investor, P&I, LVR up to 70% | 9.53% | 9.67% |
| Variable, Investor, P&I, LVR 70 to 80%LVR above 70% to 80% | 9.63% | 9.77% |
| Variable, Investor, Interest only, LVR up to 70% | 9.79% | 9.85% |
| Variable, Investor, Interest only, LVR 70 to 80%LVR above 70% to 80% | 9.89% | 9.95% |
| Variable, Investor, P&I, LVR 80 to 95%LVR above 80% | 9.93% | 10.07% |
| Variable, Investor, Interest only, LVR 80 to 90%LVR above 80% | 10.19% | 10.25% |
Rate moves, last 30 days
- 9 October 2026: 12 tiers lifted 0.25pp; the lowest, Variable, Investor, P&I, LVR up to 70%, package, from 6.59% to 6.84%.
Published fees
| Fee | Amount |
|---|---|
| Lending Establishment Feeupfront | $600 |
| Bank Cheque Issuance Feewhen it happens: $10 per cheque (1st cheque is free) | $10 |
| Monthly Loan Account Feerecurring | $8 |
| Missed Payment Feelate payment: If applicable | $15 |
| Document Processing Feewhen it happens | $100 |
| Account Overdrawn Feewhen it happens | $15 |
| Loan Discharge Feeon exit | $350 |
| Stop Payment Feewhen it happens | $12 |
| Annual Package Feerecurring: For customer opting for Premier Advantage Package | $395 |
| Lenders Mortgage Insurance Premiumupfront: If your deposit is less than 20% then Lenders Mortgage Insurance is usually required. | see lender |
| Property Valuer Feewhen it happens | see lender |
| Extra repaymentswhen it happens | $0 |
Other Westpac home loans
Flexi First Option Home Loan - Veterans 3.25%Sustainable Upgrades Home Loan 4.74%Sustainable Upgrades Investment Loan 4.74%Flexi First : Our lowest online variable home loan rate (Owner Occupied) 6.24%Flexi First : Our lowest online variable home loan rate (Investor) 6.39%Rocket Loan : Variable Home Loan with Offset (Owner Occupied) 6.64%Fixed Rate Home Loan 6.74%Premium Options Home Loan 9.08%Bridging Home Loan 9.57%Variable Rate Investment Property Loan 9.63%
Get an email the morning Westpac moves this rate.
Every Westpac rate · every home loan rate compared · other lenders · this product in the explorer.