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Westpac · Savings accounts
Business Cash Reserve Savings
Westpac's Business Cash Reserve Savings is a savings account. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 1.30% to 1.45%.
Advertised rate
1.45%
headline tier
Tiers
8
current rate rows
Last moved
+0.15pp
9 October 2026
Advertised rate, last 30 days. Between 1.30% and 1.45% over the last 30 days.
Every current rate (8)
| Tier | Rate |
|---|---|
| Variable, $10,000 to $24,99910000.00 to 24999.00 | 0.55% |
| Variable, $25,000 to $49,99925000.00 to 49999.00 | 0.55% |
| Variable, $5,000 to $9,9995000.00 to 9999.00 | 0.55% |
| Variable, up to $4,9990.00 to 4999.00 | 0.55% |
| Variable, $50,000 to $249,99950000.00 to 249999.00 | 0.75% |
| Variable, $500,000 to $999,999500000.00 to 999999.00 | 1.30% |
| Variable, $250,000 to $499,999250000.00 to 499999.00 | 1.30% |
| Variable, $1,000,001 and over1000001 | 1.45% |
Rate moves, last 30 days
- 9 October 2026: Variable, up to $4,999 lifted 0.10pp, from 0.45% to 0.55%.
- 9 October 2026: 3 tiers lifted 0.15pp; the lowest, Variable, $50,000 to $249,999, from 0.60% to 0.75%.
Published fees
| Fee | Amount |
|---|---|
| Account Keeping Feerecurring | $0 |
| Overdrawn Feewhen it happens: $15.00 per occurrence | $15 |
| Self-Service (Electronic) Withdrawalsper withdrawal | $0 |
| Self-Service (Electronic) Depositsper deposit | $0 |
| Cheques Collected / Depositedper deposit: Cheques collected or deposited (Additional charge for the branch transaction applies) | $3 |
| Staff-Assisted Withdrawalper withdrawal: These transactions are not available, however if they occur, a $3.00 fee will be charged for each transaction. | $3 |
| Staff-Assisted Depositper deposit | $3 |
| Periodical Paymentsper payment | $0 |
| Telephone Bankingwhen it happens: Unlimited free self-service enquiries | $0 |
| Online Bankingwhen it happens: Account enquiries are always free when you use Online Banking. | $0 |
Other Westpac savings accounts
Get an email the morning Westpac moves this rate.
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