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Westpac eSaver
Westpac eSaver is a savings account. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 3.55% to 3.80%.
Advertised rate
3.80%
headline tier
Tiers
4
current rate rows
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 3.55% and 3.80% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Bonus 1 monthFixed online bonus rate for the first 5 months for opening online. | 0.45% |
| Bonus 5 monthsOpening a Westpac eSaver when you arrive in Australia lets you save with unlimited withdrawals and bonus interest for the first 5 months. | 0.55% |
| Variable | 1.25% |
| Introductory 5 monthsFixed introductory rate for the first 5 months. | 3.80% |
Rate moves, last 30 days
- 9 October 2026: Introductory 5 months lifted 0.25pp, from 3.55% to 3.80%.
Published fees
| Fee | Amount |
|---|---|
| Account Keeping Feerecurring | $0 |
| Online Banking (including Mobile Banking)per withdrawal: Online transfer withdrawals via Online Banking. | $0 |
| Telephone Banking withdrawal (self service)per withdrawal | $0 |
| Telephone Banking withdrawal (staff assisted)per withdrawal | $0 |
| Branch staff assisted withdrawalper withdrawal | $0 |
| Overdrawn Feewhen it happens: $15.00 per item, nil for Westpac Choice Concession account holders. | $15 |
| Direct Debitper payment | $0 |
Other Westpac savings accounts
Get an email the morning Westpac moves this rate.
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