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Basics Home Loan Special Offer
Arab Bank Australia's Basics Home Loan Special Offer is a home loan. The figures are the ones Arab Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.15% to 6.40%.
Advertised rate
6.40%
headline tier
Comparison rate
6.53%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 6.15% and 6.40% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%, $150,000 and overLoan to Value Ratio (LVR) | 6.40% | 6.53% |
| Variable, Owner occupier, P&I | 9.54% | 9.67% |
Rate moves, last 30 days
- 13 October 2026: Variable, Owner occupier, P&I lifted 0.25pp, from 9.29% to 9.54%.
- 13 October 2026: Variable, Owner occupier, P&I, LVR up to 60%, $150,000 and over lifted 0.25pp, from 6.15% to 6.40%.
Published fees
| Fee | Amount |
|---|---|
| Tenanted Security Report Feewhen it happens: Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the | $100 |
| Monthly Service Feerecurring | $8 |
| Redraw Fee (Online)per transaction | $10 |
| Direct Debit Dishonour Feewhen it happens: Payable whenever a direct debit to the Customer’s loan account is dishonoured. | $35 |
| Application Feeupfront | $600 |
| Redraw Fee (Over the Counter)per transaction | $55 |
| Transfer Feewhen it happens: Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security ov | $300 |
| Search Feeper transaction: Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. | $70 |
| Arrears Letter Feewhen it happens | $35 |
| Deed Production Feewhen it happens: Payable by the Customer whenever the Bank is required to produce a document to a government registry. | $60 |
| Rollover Feewhen it happens: Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rathe | $300 |
| Title Change Feewhen it happens: Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). | $100 |
Other Arab Bank Australia home loans
Essentials Home Loan Special Offer 6.50%Basics Investment Loan Special Offer 6.55%Essentials Investment Loan Special Offer 6.65%Fixed Rate Home Loan (Owner Occupier) 6.65%Fixed Rate Home Loan (Investor) 6.74%The Basics Home Loan 9.54%Essentials Home Loan 9.64%The Basics Investment Loan 9.79%Essentials Investment Loan 9.89%Bridging Loan 10.90%
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