Lenders › Arab Bank Australia › Fixed Rate Home Loan (Owner Occupier)
Arab Bank Australia · Home loans
Fixed Rate Home Loan (Owner Occupier)
Arab Bank Australia's Fixed Rate Home Loan (Owner Occupier) is a home loan. The figures are the ones Arab Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.30% to 6.65%.
Advertised rate
6.65%
headline tier
Comparison rate
7.93%
as published
Last moved
+0.35pp
13 October 2026
Advertised rate, last 30 days. Between 6.30% and 6.65% over the last 30 days.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I, LVR up to 60%, $150,000 and overLoan to Value Ratio (LVR) | 6.65% | 7.93% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 60%, $150,000 and overLoan to Value Ratio (LVR) | 6.80% | 7.83% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 60%, $150,000 and overLoan to Value Ratio (LVR) | 7.65% | 7.97% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 60%, $150,000 and overLoan to Value Ratio (LVR) | 7.90% | 8.03% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 60%, $150,000 and overLoan to Value Ratio (LVR) | 8.10% | 8.12% |
Rate moves, last 30 days
- 13 October 2026: 5 tiers lifted 0.35pp; the lowest, Fixed 1 year, Owner occupier, P&I, LVR up to 60%, $150,000 and over, from 6.30% to 6.65%.
Published fees
| Fee | Amount |
|---|---|
| Arrears Letter Feewhen it happens | $35 |
| Search Feeper transaction: Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. | $70 |
| Tenanted Security Report Feewhen it happens: Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the | $100 |
| Additional Security Consent Feewhen it happens: Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. | $150 |
| Application Feeupfront | $600 |
| Transfer Feewhen it happens: Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security ov | $300 |
| Direct Debit Dishonour Feewhen it happens: Payable whenever a direct debit to the Customer’s loan account is dishonoured. | $35 |
| Discharge of Security Feeon exit: Payable if the Bank agrees to discharge a security. | $250 |
| Deed Production Feewhen it happens: Payable by the Customer whenever the Bank is required to produce a document to a government registry. | $60 |
| Title Change Feewhen it happens: Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). | $100 |
| Rollover Feewhen it happens: Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rathe | $300 |
Other Arab Bank Australia home loans
Basics Home Loan Special Offer 6.40%Essentials Home Loan Special Offer 6.50%Basics Investment Loan Special Offer 6.55%Essentials Investment Loan Special Offer 6.65%Fixed Rate Home Loan (Investor) 6.74%The Basics Home Loan 9.54%Essentials Home Loan 9.64%The Basics Investment Loan 9.79%Essentials Investment Loan 9.89%Bridging Loan 10.90%
Get an email the morning Arab Bank Australia moves this rate.
Every Arab Bank Australia rate · every home loan rate compared · other lenders · this product in the explorer.