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Arab Bank Australia · Home loans
Essentials Home Loan Special Offer
Arab Bank Australia's Essentials Home Loan Special Offer is a home loan. The figures are the ones Arab Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.25% to 6.50%.
Advertised rate
6.50%
headline tier
Comparison rate
6.54%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 6.25% and 6.50% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%, $150,000 and overLoan to Value Ratio (LVR) | 6.50% | 6.54% |
| Variable, Owner occupier, P&I | 9.64% | 9.69% |
Rate moves, last 30 days
- 13 October 2026: Variable, Owner occupier, P&I lifted 0.25pp, from 9.39% to 9.64%.
- 13 October 2026: Variable, Owner occupier, P&I, LVR up to 60%, $150,000 and over lifted 0.25pp, from 6.25% to 6.50%.
Published fees
| Fee | Amount |
|---|---|
| Application Feeupfront | $600 |
| Redraw Fee (Over the Counter)per transaction | $55 |
| Transfer Feewhen it happens: Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security ov | $300 |
| Search Feeper transaction: Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. | $70 |
| Deed Production Feewhen it happens: Payable by the Customer whenever the Bank is required to produce a document to a government registry. | $60 |
| Arrears Letter Feewhen it happens | $35 |
| Direct Debit Dishonour Feewhen it happens: Payable whenever a direct debit to the Customer’s loan account is dishonoured. | $35 |
| Redraw Fee (Online)per transaction | $10 |
| Progress Payment Feewhen it happens: Payable whenever the Customer requests a progress payment. | $100 |
| Tenanted Security Report Feewhen it happens: Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the | $100 |
| Additional Security Consent Feewhen it happens: Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. | $150 |
| Discharge of Security Feeon exit: Payable if the Bank agrees to discharge a security. | $250 |
Other Arab Bank Australia home loans
Basics Home Loan Special Offer 6.40%Basics Investment Loan Special Offer 6.55%Essentials Investment Loan Special Offer 6.65%Fixed Rate Home Loan (Owner Occupier) 6.65%Fixed Rate Home Loan (Investor) 6.74%The Basics Home Loan 9.54%Essentials Home Loan 9.64%The Basics Investment Loan 9.79%Essentials Investment Loan 9.89%Bridging Loan 10.90%
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