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Auswide Bank · Home loans
Basic Home Loan
Auswide Bank's Basic Home Loan is a home loan. The figures are the ones Auswide Bank publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.04% to 6.29%.
Advertised rate
6.29%
headline tier
Comparison rate
6.32%
as published
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 6.04% and 6.29% over the last 30 days.
Every current rate (12)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%Basic Home Loan up to 60% | 6.29% | 6.32% |
| Variable, Owner occupier, P&I, LVR 60 to 70%Basic Home Loan 60.01% - 70% | 6.29% | 6.32% |
| Variable, Investor, P&I, LVR up to 60%Basic Home Loan up to 60% | 6.44% | 6.48% |
| Variable, Investor, P&I, LVR 60 to 70%Basic Home Loan 60.01% -70% | 6.44% | 6.48% |
| Variable, Owner occupier, P&I, LVR 70 to 80%Basic Home Loan 70.01% - 80% | 6.44% | 6.48% |
| Variable, Investor, P&I, LVR 70 to 80%Basic Home Loan 70.01% to 80% | 6.49% | 6.53% |
| Variable, Investor, Interest only, LVR up to 60%Basic Home Loan up to 60% | 6.54% | 6.58% |
| Variable, Investor, Interest only, LVR 60 to 70%Basic Home Loan 60.01% - 70% | 6.54% | 6.58% |
| Variable, Investor, Interest only, LVR 70 to 80%Basic Home Loan 70.01% - 80% | 6.59% | 6.63% |
| Variable, Owner occupier, P&I, LVR 80 to 90%Basic Home Loan 80.01% to 90% | 6.64% | 6.68% |
| Variable, Investor, P&I, LVR 80 to 90%Basic Home Loan 80.01% to 90% | 6.89% | 6.93% |
| Variable, Investor, Interest only, LVR 80 to 90%Basic Home Loan 80.01% to 90% | 6.99% | 7.03% |
Rate moves, last 30 days
- 27 October 2026: Variable, Investor, Interest only, LVR up to 60% lifted 0.05pp, from 6.49% to 6.54%.
- 27 October 2026: Variable, Investor, Interest only, LVR 60 to 70% lifted 0.05pp, from 6.49% to 6.54%.
- 27 October 2026: Variable, Investor, Interest only, LVR 80 to 90% lifted 0.10pp, from 6.89% to 6.99%.
- 27 October 2026: Variable, Investor, Interest only, LVR 70 to 80% lifted 0.10pp, from 6.49% to 6.59%.
- 8 October 2026: 12 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR 60 to 70%, from 6.04% to 6.29%.
Published fees
| Fee | Amount |
|---|---|
| Establishment fee - basic home loanupfront: To cover our costs associated with establishing your loan | $300 |
| Principal increase fee - home loanwhen it happens: Payable when we process your request to increase the principal amount of your loan. | $300 |
| Progress payment feewhen it happens: Payable on the first drawdown after settlement to cover the administration costs of progress payments for your construction or home renovation | $450 |
| Settlement feewhen it happens: Payable when we process the settlement of your loan. | $100 |
| Valuation fee - new loans & loan increasesper cash advance: Initial Valuation Fee included in Establishment Fee up to $300 (total per application). | see lender |
| Lenders mortgage insurance premiumper cash advance: Premium varies according to the amount borrowed and the valuation of the secured property/s - an estimate will be provided after the security valuation is recei | see lender |
| Property inspection feeper cash advance: Charged at Cost. | see lender |
| Document preparation costs and third party costsper cash advance: Charged at Cost. | see lender |
| Basic variation feewhen it happens: Plus third party costs if applicable. | $150 |
| Complex variation feewhen it happens: Plus any applicable break costs and third party costs if applicable. | $300 |
| Redraw feewhen it happens: Payable when we manually process your request (eg: in Branch) to redraw available advance funds from your loan account. | $20 |
| Valuation fee - post settlementper cash advance: Charged at Cost. | see lender |
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