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Auswide Bank · Home loans
Line Of Credit
Auswide Bank's Line Of Credit is a home loan. The figures are the ones Auswide Bank publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 8.01% to 8.26%.
Advertised rate
8.26%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 8.01% and 8.26% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Package variable, Owner occupier, Interest only, LVR up to 80%, package | 8.26% |
| Package variable, Investor, Interest only, LVR up to 90%, package | 8.78% |
Rate moves, last 30 days
- 8 October 2026: Package variable, Investor, Interest only, LVR up to 90%, package lifted 0.25pp, from 8.53% to 8.78%.
- 8 October 2026: Package variable, Owner occupier, Interest only, LVR up to 80%, package lifted 0.25pp, from 8.01% to 8.26%.
Published fees
| Fee | Amount |
|---|---|
| Establishment fee - line of creditupfront: To cover our costs associated with establishing your loan. | $0 |
| Principal increase fee - line of creditwhen it happens: Payable when we process your request to increase the principal amount of your loan. | $0 |
| Progress payment feewhen it happens: Payable on the first drawdown after settlement to cover the administration costs of progress payments for your construction or home renovation | $450 |
| Settlement feewhen it happens: Payable when we process the settlement of your loan. | $100 |
| Valuation fee - new loans & loan increasesper cash advance: Initial Valuation Fee included in Establishment Fee up to $300 (total per application). | see lender |
| Lenders mortgage insurance premiumper cash advance: Premium varies according to the amount borrowed and the valuation of the secured property/s - an estimate will be provided after the security valuation is recei | see lender |
| Property inspection feeper cash advance: Charged at Cost. | see lender |
| Document preparation costs and third party costsper cash advance: Charged at Cost. | see lender |
| Package fee - freedom packagerecurring: Annual mortgage package fee entitles you to benefits such as discounts & fee waivers on your home loan or line of credit, transaction accounts, credit card etc. | $395 |
| Account service fee - line of creditrecurring: Payable for managing your account. | $0 |
| Basic variation feewhen it happens: Plus third party costs if applicable. | $150 |
| Complex variation feewhen it happens: Plus any applicable break costs and third party costs if applicable. | $300 |
Other Auswide Bank home loans
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