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Community Access
Bank Australia's Community Access is a transaction account. The figures are the ones Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 1.25% to 1.50%.
Advertised rate
1.50%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 1.25% and 1.50% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, $500,000 and over$500,000 and above | 1.50% |
| Variable, $150,000 to $500,000$150,000 to $499,999.99 | 1.50% |
| Variable, $5,000 to $150,000$5,000 to $149,999.99 | 1.50% |
Rate moves, last 30 days
- 15 October 2026: Variable, $150,000 to $500,000 lifted 0.25pp, from 1.25% to 1.50%.
Published fees
| Fee | Amount |
|---|---|
| International transaction fee (ITF)per transaction: When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. | see lender |
| Exceeding available funds feewhen it happens: A fee charged when you exceed the actual balance or authorised limit of your savings account, transaction account, or overdraft facility greater than $100 payab | $0 |
| Visa foreign cash withdrawal feeper withdrawal: A fee that applies to any cash withdrawal transaction made with your Bank Australia Visa Debit Card outside Australia. | $0 |
| Domestic ("press credit") cash withdrawal feeper withdrawal: A fee that applies to any cash withdrawal transaction within Australia made using the "credit" option on a Bank Australia Visa Debit card. | $0 |
| Monthly Feerecurring: A flat fee payable on the last day of each month. | $0 |
| Debit interest charge ratewhen it happens: Additional interest charged on overdrawn account. | see lender |
| Staff assisted withdrawal feewhen it happens: A fee charged for taking money out of your account with the assistance of a staff member, charged on the day the service is provided. | $0 |
| Company/business name searcheswhen it happens: When we conduct a search of the ASIC register to obtain information about the ownership of a company in administration of an account. | $40 |
| Certificates supplied by the bankwhen it happens: A fee for comprehensive certificates supplied for audit. | $5 |
| Duplicate statement feewhen it happens: $5 per statement (for period more than 3 months before request). | $5 |
| Dormancy Feerecurring: Administration fee where account has been transferred to dormancy status. | $10 |
| Security token feewhen it happens: When you request that we provide you with a physical Token to provide an additional layer of security when you engage in transactions that carry a higher risk. | $50 |
Other Bank Australia transaction accounts
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