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Bank Australia · Transaction accounts

Everyday Access

Bank Australia's Everyday Access is a transaction account. The figures are the ones Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 2 May 2026, up from 0.00% to 0.05%.

Advertised rate
0.05%
headline tier
Tiers
1
current rate rows
Last moved
+0.05pp
2 May 2026
0.05%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable, $50,000 and over$50,000.00 and above0.05%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
International transaction fee (ITF)per transaction: When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee.see lender
Staff assisted international payment in foreign currencyper transaction: This fee is charged when you make an International Payment in foreign currency via a Branch or the Contact Centre.$30
Domestic ("press credit") cash withdrawal feeper withdrawal: A fee that applies to any cash withdrawal transaction within Australia made using the "credit" option on a Bank Australia Visa Debit card.$0
Visa foreign cash withdrawal feeper withdrawal: A fee that applies to any cash withdrawal transaction made with your Bank Australia Visa Debit Card outside Australia.$0
Exceeding available funds feewhen it happens: A fee charged when you exceed the actual balance or authorised limit of your savings account, transaction account, or overdraft facility greater than $100 payab$0
Monthly Feerecurring: A flat fee payable on the last day of each month.$0
Staff assisted withdrawal feewhen it happens: A fee charged for taking money out of your account with the assistance of a staff member, charged on the day the service is provided.$0
Debit interest charge ratewhen it happens: Additional interest charged on overdrawn account.see lender
Certificates supplied by the bankwhen it happens: A fee for comprehensive certificates supplied for audit.$5
Duplicate statement feewhen it happens: $5 per statement (for period more than 3 months before request).$5
Dormancy Feerecurring: Administration fee where account has been transferred to dormancy status.$10
Security token feewhen it happens: When you request that we provide you with a physical Token to provide an additional layer of security when you engage in transactions that carry a higher risk.$50

Other Bank Australia transaction accounts

Pension Access 2.15%Community Access 1.50%

Get an email the morning Bank Australia moves this rate.

Every Bank Australia rate · every transaction account rate compared · other lenders · this product in the explorer.