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Pension Access
Bank Australia's Pension Access is a transaction account. The figures are the ones Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 1.90% to 2.15%.
Advertised rate
2.15%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 1.90% and 2.15% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $5,000$0.01 to $4,999.99 | 0.75% |
| Variable, $5,000 to $50,001$5,000 to $50,000.99 | 1.90% |
| Variable, $50,000 and over$50,001 and over | 2.15% |
Rate moves, last 30 days
- 15 October 2026: Variable, $50,000 and over lifted 0.25pp, from 1.90% to 2.15%.
- 15 October 2026: Variable, $5,000 to $50,001 lifted 0.25pp, from 1.65% to 1.90%.
Published fees
| Fee | Amount |
|---|---|
| International transaction fee (ITF)per transaction: When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. | see lender |
| Visa emergency card/cash overseas feewhen it happens: A fee charged when you need an emergency replacement card or cash delivered to you on an urgent basis to an address overseas. | $175 |
| SMS alert feewhen it happens: This fee is charged when you elect to receive notifications about your account via SMS messages to a mobile telephone number you have given us for contacting yo | $0.25 |
| Inwards Payment feeper deposit: International money transfer from overseas (other fees may be charged by participating banks involved in the transaction or settlement). | $0 |
| Dishonour Feedishonour: A fee charged where a debit presented to us is dishonoured because there aren't enough available funds in your account. | $0 |
| Domestic ("press credit") cash withdrawal feeper withdrawal: A fee that applies to any cash withdrawal transaction within Australia made using the "credit" option on a Bank Australia Visa Debit card. | $0 |
| Visa foreign cash withdrawal feeper withdrawal: A fee that applies to any cash withdrawal transaction made with your Bank Australia Visa Debit Card outside Australia. | $0 |
| Exceeding available funds feewhen it happens: A fee charged when you exceed the actual balance or authorised limit of your savings account, transaction account, or overdraft facility greater than $100 payab | $0 |
| Monthly Feerecurring: A flat fee payable on the last day of each month. | $0 |
| Debit interest charge ratewhen it happens: Additional interest charged on overdrawn account. | see lender |
| Staff assisted withdrawal feewhen it happens: A fee charged for taking money out of your account with the assistance of a staff member, charged on the day the service is provided. | $0 |
| Certificates supplied by the bankwhen it happens: A fee for comprehensive certificates supplied for audit. | $5 |
Other Bank Australia transaction accounts
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