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Bendigo Bank · Transaction accounts

Bendigo Cash Management Account (CMA)

Bendigo Cash Management Account (CMA) is a transaction account. The figures are the ones Bendigo Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
1.00%
headline tier
Tiers
1
current rate rows
Last moved
Never
since tracking began
1.00%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable1.00%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Cash Withdrawal (in branch)per withdrawal: When you make a cash withdrawal from your Bendigo Bank account ‘over- the-counter’ at a Bendigo Bank branch.$2.50
Transfer (in branch)per payment: When you make an ‘over-the-counter’ request at a Bendigo Bank branch to transfer funds from one Bendigo Bank account to another Bendigo Bank account (including $2.50
Bank@Post Withdrawalper withdrawal: When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.$2.50
Bank@Post Depositper deposit: When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available$2.50
Bank Cheque Feewhen it happens: Is payable for each Bank Cheque drawn.$10
Bank Cheque Replacementwhen it happens: When a Bank Cheque has been lost, destroyed or stolen and you request us to provide you with a replacement Bank Cheque.$30
Bank cheque stop paymentwhen it happens: When you request us to stop payment on a bank cheque and to purchase it back (allowed only in limited circumstances)$20
Inward telegraphic transfer in AUD currencyper payment: Acceptance of payment in AUD currency for swift transfer to a Bendigo Bank account$2
Inward telegraphic transfer in a foreign currencyper payment: Acceptance of payments in a foreign currency for swift transfer to a Bendigo Bank account$10
Outward telegraphic transferper payment: When you request the transfer of funds to a non-Bendigo Bank account.$30
Bill Payment Transaction Recall/Trace Feewhen it happens: When you request us to trace or recall a bill payment you have made through the BPAY scheme.$20
Direct Debit Dishonour Feedishonour: Applies when a direct debit from your account is dishonoured due to insufficient funds.$10

Other Bendigo Bank transaction accounts

Bendigo Easy Retirement Account 2.75%Variable Rate Farm Management Account 1.25%Bendigo Student Account 0.01%

Get an email the morning Bendigo Bank moves this rate.

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