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Bendigo Easy Retirement Account
Bendigo Easy Retirement Account is a transaction account. The figures are the ones Bendigo Bank publishes under the Consumer Data Right today. The advertised rate last moved on 19 October 2026, up from 2.50% to 2.75%.
Advertised rate
2.75%
headline tier
Tiers
4
current rate rows
Last moved
+0.25pp
19 October 2026
Advertised rate, last 30 days. Between 2.50% and 2.75% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, up to $10,000$0 < $9,999.99 | 0.35% |
| Variable, $10,000 to $50,000$10,000 < $49,999.99 | 1.95% |
| Variable, $50,000 to $250,000$50,000 < $249,999.99 | 2.45% |
| Variable, $250,000 and over$250000.00 plus | 2.75% |
Rate moves, last 30 days
- 19 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, $10,000 to $50,000, from 1.70% to 1.95%.
Published fees
| Fee | Amount |
|---|---|
| Staff Assisted Transaction In Branch Feeper transaction | $2.50 |
| Periodical Payment to Other Financial Institutionper transaction | $3.75 |
| Direct Debit Dishonour Feedishonour: Applies when a direct debit from your account is dishonoured due to insufficient funds. | $10 |
| International Transaction Feeper transaction: 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian doll | see lender |
| International ATM Withdrawalper transaction: Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). | $5 |
| Bank@Post balance enquiryper transaction: When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available. | $0 |
| Bank@Post Withdrawalper withdrawal: When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. | $2.50 |
| Bank@Post Depositper deposit: When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. | $2.50 |
| Bank Cheque Withdrawalper transaction: When you request us to provide you with a bank cheque. | $10 |
| EFT Credit Transferper transaction | $4 |
| Monthly Service Feerecurring | $0 |
| EFTPOS Withdrawalper transaction | $0 |
Other Bendigo Bank transaction accounts
Variable Rate Farm Management Account 1.25%Bendigo Cash Management Account (CMA) 1.00%Bendigo Student Account 0.01%
Get an email the morning Bendigo Bank moves this rate.
Every Bendigo Bank rate · every transaction account rate compared · other lenders · this product in the explorer.