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Bendigo Bank · Personal loans
Bendigo Secured Personal Loan
Bendigo Secured Personal Loan is a personal loan. The figures are the ones Bendigo Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 April 2026, up from 7.79% to 9.54%.
Advertised rate
9.54%
headline tier
Comparison rate
10.26%
as published
Last moved
+1.75pp
22 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 7 years, P&I | 9.54% | 10.26% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Document Preparation Feeupfront: The cost of preparing the loan documents (Secured Personal Loans only). | $100 |
| Security Processing Fee: Charged to lodge an interest against the security e.g. | see lender |
| Online Redraw Feewhen it happens: Charged when completing a redraw online | $0 |
| Manual Redraw Feewhen it happens: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | $0 |
| Duplicate Feewhen it happens: Is payable for each copy of any document you request. | $16.50 |
| Bank Cheque Feewhen it happens: Is payable for each Bank Cheque drawn. | $10 |
| Monthly Feerecurring | $5 |
| Early Repayment Feeon exit | $20 |
| Default Feewhen it happens | $35 |
| Application Feeupfront: Incurred when you apply for a new loan. | $150 |
Other Bendigo Bank personal loans
Bendigo Secured Green Personal Loan 6.24%Bendigo Green Unsecured Personal Loan 8.24%Bendigo Secured Student Personal Loan 9.54%Bendigo Unsecured Student Personal Loan 11.74%Bendigo Unsecured Personal Loan 14.54%
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