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Bendigo Bank · Personal loans

Bendigo Unsecured Personal Loan

Bendigo Unsecured Personal Loan is a personal loan. The figures are the ones Bendigo Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 April 2026, up from 12.79% to 14.54%.

Advertised rate
14.54%
headline tier
Comparison rate
16.64%
as published
Last moved
+1.75pp
22 April 2026
14.54%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed 7 years, P&I14.54%16.64%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Online Redraw Feewhen it happens: Charged when completing a redraw online$0
Manual Redraw Feewhen it happens: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking$0
Duplicate Feewhen it happens: Is payable for each copy of any document you request.$16.50
Bank Cheque Feewhen it happens: Is payable for each Bank Cheque drawn.$10
Monthly Feerecurring$5
Early Repayment Feeon exit$20
Default Feewhen it happens$35
Application Feeupfront: Incurred when you apply for a new loan.$150

Other Bendigo Bank personal loans

Bendigo Secured Green Personal Loan 6.24%Bendigo Green Unsecured Personal Loan 8.24%Bendigo Secured Personal Loan 9.54%Bendigo Secured Student Personal Loan 9.54%Bendigo Unsecured Student Personal Loan 11.74%

Get an email the morning Bendigo Bank moves this rate.

Every Bendigo Bank rate · every personal loan rate compared · other lenders · this product in the explorer.