Open Market Intel

Lenders › Beyond Bank Australia › Flexi Car or Personal Loan

Beyond Bank Australia · Personal loans

Flexi Car or Personal Loan

Beyond Bank Australia's Flexi Car or Personal Loan is a personal loan. The figures are the ones Beyond Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 7 October 2026, up from 12.49% to 12.99%.

Advertised rate
12.99%
headline tier
Comparison rate
13.87%
as published
Last moved
+0.50pp
7 October 2026
12.49%12.99%5 October 20264 November 2026

Advertised rate, last 30 days. Between 12.49% and 12.99% over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed 7 years, P&I12.99%13.87%

Rate moves, last 30 days

Published fees

FeeAmount
Dishonoured Cheque Deposit Feewhen it happens: This fee is payable whenever a cheque or payment order from an account with another financial institution is dishonoured or declined.$3.75
Loan Establishment/Variation Feeupfront: This fee is charged when you apply for a new or additional credit, or when you request a change to your Car or Personal Loan contract.$195
Redraw (staff assisted) Feeper transaction: This fee is payable for each staff-assisted redraw.$35
Redraw (online) Feeper transaction: Online redraw via Internet or Mobile Banking is free.$0
Default Notice Feewhen it happens: This fee is payable whenever we send you a default notice because you have defaulted under the contract.$20
Direct Entry Dishonour Feewhen it happens: This fee is payable whenever an automatic payment or other direct entry is dishonoured due to insufficient funds or for any other reason such as an incorrect BS$6
Security Administration feeupfront: This fee is payable when we prepare a Goods Security or other security in relation to a Car or Personal loan.$70
Additional Security Feeupfront: This fee is payable when we prepare a security such as a guarantee.$150
Default Fee on Car & Personal Loans - on 8th daywhen it happens: This fee is payable on the 8th day you are in default.$20
Default Fee on Car & Personal Loans - every 14th day thereafterwhen it happens: This fee is payable every 14th day thereafter for so long as you remain in default.$25

Other Beyond Bank Australia personal loans

Low Rate Car Loan Special 7.04%Low Rate Car or Personal Loan 8.49%Line of Credit 14.49%

Get an email the morning Beyond Bank Australia moves this rate.

Every Beyond Bank Australia rate · every personal loan rate compared · other lenders · this product in the explorer.