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Beyond Bank Australia · Personal loans
Low Rate Car or Personal Loan
Beyond Bank Australia's Low Rate Car or Personal Loan is a personal loan. The figures are the ones Beyond Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 7 October 2026, up from 7.99% to 8.49%.
Advertised rate
8.49%
headline tier
Comparison rate
9.49%
as published
Last moved
+0.50pp
7 October 2026
Advertised rate, last 30 days. Between 7.99% and 8.49% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 7 years, P&I | 8.49% | 9.49% |
Rate moves, last 30 days
- 7 October 2026: Fixed 7 years, P&I lifted 0.50pp, from 7.99% to 8.49%.
Published fees
| Fee | Amount |
|---|---|
| Dishonoured Cheque Deposit Feewhen it happens: This fee is payable whenever a cheque or payment order from an account with another financial institution is dishonoured or declined. | $3.75 |
| Loan Establishment / Variation Feeupfront: This fee is charged when you apply for a new or additional credit, or when you request a change to your Car or Personal Loan contract. | $195 |
| Redraw (staff assisted) Feeper transaction: This fee is payable for each staff-assisted redraw. | $35 |
| Redraw (online) Feeper transaction: Online redraw via Internet or Mobile Banking is free. | $0 |
| Default Notice Feewhen it happens: This fee is payable whenever we send you a default notice because you have defaulted under the contract. | $20 |
| Direct Entry Dishonour Feewhen it happens: This fee is payable whenever an automatic payment or other direct entry is dishonoured due to insufficient funds or for any other reason such as an incorrect BS | $6 |
| Security Administration feeupfront: This fee is payable when we prepare a Goods Security or other security in relation to a Car or Personal loan. | $70 |
| Additional Security Feeupfront: This fee is payable when we prepare a security such as a guarantee. | $150 |
| Default Fee on Car & Personal Loans - on the 8th daywhen it happens: This fee is payable on the 8th day you are in default. | $20 |
| Default Fee on Car & Personal Loans - every 14th day thereafterwhen it happens: This fee is payable every 14th day thereafter for so long as you remain in default. | $25 |
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