Dynamo/Flex Account

Border Bank's Dynamo/Flex Account is a transaction account. The figures are the ones Border Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, up from 2.25% to 2.50%.

Advertised rate

2.50%

headline tier

Tiers

current rate rows

Last moved

+0.25pp

1 November 2026

Advertised rate, last 30 days. Between 2.25% and 2.50% over the last 30 days.

Every current rate (3)

Tier	Rate
Variable, up to $50,000S24 T1	0.40%
Bonusno withdrawals in the month; deposit at least $20 a month	2.50%
Variable	11.96%

Rate moves, last 30 days

The advertised rate moved on 1 November 2026, from 2.25% to 2.50%; no other tier moved in the last 30 days.

Published fees

Fee	Amount
Overdrawn Savings Account Feewhen it happens: Payable when any Savings Account is overdrawn by $75 or more within a calendar month Interest will also be charged at the then current Overdraft interest rate	$15
Counter Cash withdrawal fee up to $24,999per transaction: First 3 free if part of Reduced Fees program	$2
Dormant Accounts feewhen it happens: After 3 years an account is classed as dormant if no Member transactions occur.	$10
Additional Statement Feewhen it happens: $1.50 per page.	$5
Counter Cash withdrawal $25,000 and overper transaction: Per cash withdrawal $25,000 or over	$50
Third Party Costswhen it happens: At Cost.	$0
Default Notice Feewhen it happens: Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter	$21.50
Document Retrieval Feewhen it happens: Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee.	$0

Other Border Bank transaction accounts

U30 Super Charge Account 5.50%Retirement Plus Account 2.50%Easy Access Transaction Account 0.01%Safeguard Transaction Account 0.01%

Get an email the morning Border Bank moves this rate.

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