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Border Bank · Transaction accounts
Retirement Plus Account
Border Bank's Retirement Plus Account is a transaction account. The figures are the ones Border Bank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 2.25% to 2.50%.
Advertised rate
2.50%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 2.25% and 2.50% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Variable | 2.50% |
| Variable | 11.96% |
Rate moves, last 30 days
- 15 October 2026: Variable lifted 0.25pp, from 2.25% to 2.50%.
Published fees
| Fee | Amount |
|---|---|
| Third Party Costswhen it happens: At Cost. | $0 |
| Dormant Accounts feewhen it happens: After 3 years an account is classed as dormant if no Member transactions occur. | $10 |
| Counter Cash withdrawal fee up to $24,999per transaction: First 3 free if part of Reduced Fees program | $2 |
| Default Notice Feewhen it happens: Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter | $21.50 |
| External Electronic Periodical Paymentsper transaction: If part of the Reduced Fees program, the first 3 transactions are free. | $1 |
| Additional Statement Feewhen it happens: $1.50 per page. | $5 |
| Document Retrieval Feewhen it happens: Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee. | $0 |
| Overdrawn Savings Account Feewhen it happens: Payable when any Savings Account is overdrawn by $75 or more within a calendar month Interest will also be charged at the then current Overdraft interest rate | $15 |
| Direct Debit Dishonour Feedishonour: Direct Debit Dishonour Fee per transaction | $9 |
| Counter Cash withdrawal $25,000 and overper transaction: Per cash withdrawal $25,000 or over | $50 |
Other Border Bank transaction accounts
U30 Super Charge Account 5.50%Dynamo/Flex Account 2.50%Easy Access Transaction Account 0.01%Safeguard Transaction Account 0.01%
Get an email the morning Border Bank moves this rate.
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