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Cairns Bank · Personal loans
Personal Loan - Secured PPSR
Cairns Bank's Personal Loan - Secured PPSR is a personal loan. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 26 February 2026, up from 7.25% to 7.50%.
Advertised rate
8.00%
headline tier
Comparison rate
8.87%
as published
Last moved
+0.25pp
26 February 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, P&I | 8.00% | 8.87% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Application feeupfront | $200 |
| Arrears feerecurring: For loans in arrears two month or more | $25 |
| Corporate chequewhen it happens | $10 |
| Bank cheque feewhen it happens: Payable for each cheque from a Bank (other than Cairns Bank) you request | $12 |
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