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Cairns Bank · Personal loans

Personal Loan - Unsecured

Cairns Bank's Personal Loan - Unsecured is a personal loan. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 27 May 2026, up from 9.00% to 9.50%.

Advertised rate
9.50%
headline tier
Comparison rate
12.59%
as published
Last moved
+0.50pp
27 May 2026
9.50%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Variable, P&I9.50%12.59%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Application feeupfront$200
Arrears feerecurring: For loans in arrears two month or more$25
Bank cheque feewhen it happens: Payable for each cheque from a Bank (other than Cairns Bank) you request$12
Corporate chequewhen it happens$10

Other Cairns Bank personal loans

Personal Loan - Secured (residential) 7.34%Personal Loan - Secured PPSR 8.00%

Get an email the morning Cairns Bank moves this rate.

Every Cairns Bank rate · every personal loan rate compared · other lenders · this product in the explorer.