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Cairns Bank · Personal loans
Personal Loan - Secured (residential)
Cairns Bank's Personal Loan - Secured (residential) is a personal loan. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 27 May 2026, up from 7.09% to 7.34%.
Advertised rate
7.34%
headline tier
Comparison rate
8.21%
as published
Last moved
+0.25pp
27 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, P&I | 7.34% | 8.21% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Application feeupfront | $200 |
| Account keeping feerecurring | $12 |
| Arrears feerecurring: For loans in arrears two month or more | $25 |
| Discharge preparation feewhen it happens: When the balance is repaid in full and a Form 3 is prepared | $60 |
| Discharge settlement feewhen it happens: When required to attend at settlement | $100 |
| Bank cheque feewhen it happens: Payable for each cheque from a Bank (other than Cairns Bank) you request | $12 |
| Corporate chequewhen it happens | $10 |
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