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4 year Fixed Rate Home Loan (Investment)

CBA's 4 year Fixed Rate Home Loan (Investment) is a home loan. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 22 September 2026, up from 6.84% to 6.94%.

Advertised rate
6.94%
headline tier
Comparison rate
8.50%
as published
Last moved
+0.10pp
22 September 2026
6.94%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRateComparison
Fixed 4 years, Investor, P&I, $10,000 to $99,999,999BALANCE6.94%8.50%
Fixed 4 years, Investor, Interest only, $10,000 to $99,999,999BALANCE6.99%8.52%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Rate Lock Feewhen it happens: $750 per Rate Lock.$750
Settlement Feewhen it happens: $150 if the disclosure date in the contract is before 03/02/12.$200
Settlement Cheque Feewhen it happens: Payable if you require additional cheques (more than two) to fund / settle the loan.$30
Late Payment Feelate payment: For home loans - If your account falls into arrears, you will be charged a late payment fee.$20
Settlement Fee (Discharge)when it happens: Payable if you discharge the loan, i.e.$350
Administrative Feewhen it happens: An Administrative fee is payable if you repay your home loan in full before the fixed interest rate period expires; or make partial prepayments which exceed $10$50
Early Repayment Adjustment Feewhen it happens: An Early Repayment Adjustment is payable if you make partial prepayments on a fixed rate loan which exceed $10,000 in any year of your fixed rate loan (includinsee lender
Additional Security Feewhen it happens: Payable if we require you to provide more than one security (i.e.see lender
Periodical Payments or Transferswhen it happens: $1.80 plus transfer fee, bank cheque fee and postage as applicable.see lender
Security Guarantee Feewhen it happens: Payable if a guarantor is listed on the loan schedule.$200
Security Substitution Feewhen it happens: Payable if you ask us to substitute one of your securities with another.$300
Stop Payment Notice Feewhen it happens: Payable if you ask us to stop payment on a cheque you have written.$15

Other CBA home loans

Digi Home Loan (Owner Occupied) 6.34%Digi Home Loan (Investment) 6.44%Simple Home Loan (Owner Occupied) 6.59%Standard Variable Rate Home Loan (Owner Occupied) 6.59%1 Year Fixed Rate Home Loan (Owner Occupied) 6.78%Simple Home Loan (Investment) 6.79%Standard Variable Rate Home Loan (Investment) 6.79%2 Year Fixed Rate Home Loan (Owner Occupied) 6.82%1 year Fixed Rate Home Loan (Investment) 6.84%2 year Fixed Rate Home Loan (Investment) 6.87%3 Year Fixed Rate Home Loan (Owner Occupied) 6.89%4 Year Fixed Rate Home Loan (Owner Occupied) 6.89%

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