Lenders › CBA › Pensioner Security Account
CBA · Transaction accounts
Pensioner Security Account
CBA's Pensioner Security Account is a transaction account. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 15 May 2026, up from 2.60% to 2.85%.
Advertised rate
2.85%
headline tier
Tiers
5
current rate rows
Last moved
+0.25pp
15 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (5)
| Tier | Rate |
|---|---|
| Variable, up to $10,000Amount | 0.05% |
| Variable, $10,000 to $50,000Amount | 1.85% |
| Variable, $50,000 to $250,000Amount | 2.35% |
| Variable, $250,000 and overAmount | 2.85% |
| Variable | 14.90% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Unpaid cheque or debit feewhen it happens: When we dishonour a cheque or debit presented to us because there isn't enough money in your account. | $5 |
| Paper Transaction Listing Feewhen it happens: A fee charged when you ask us to give you a paper copy of transaction listings. | $2.50 |
| Account Feerecurring | $0 |
| Paper Statement Feewhen it happens: A fee charged when you ask us to give you a paper copy of past statements or ordered statements. | $0 |
| Access fee - ASB Bank ATMs in NZ and overseas CommBank ATMsper withdrawal: When you take money out at ASB ATMs in NZ or CommBank ATMs outside Australia. | $2 |
| Access fee - Other overseas cash and ATM withdrawalsper withdrawal: Any other cash withdrawals overseas will incur a $5.00 fee plus 3.5% of the transaction value. | see lender |
| Access fee - Overseas purchasesper purchase: Purchases made overseas or in Australia (e.g. | see lender |
| Staff assisted withdrawalsper withdrawal: There is no charge when you take money out at a CommBank branch, a post office, agency, with telephone banking if using an operator or by cashing a cheque. | $0 |
| Cheque negotiated feeper transaction: When you write a cheque that needs to be negotiated through the clearing system. | $3 |
| Monthly card feewhen it happens: A monthly card fee for Debit Mastercard holders with an approved World Debit Mastercard. | $10 |
Other CBA transaction accounts
CommSec Notice Investor 4.70%Capital Growth Account 4.25%Commonwealth Direct Investment Account 3.00%Commonwealth Private Bank Account 2.35%Farm Management Deposit account (At Call) 1.35%Cash Deposit Account (At Call) 0.25%Standard Business Cheque Account - Interest Bearing Option 0.01%
Get an email the morning CBA moves this rate.
Every CBA rate · every transaction account rate compared · other lenders · this product in the explorer.