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Standard Business Cheque Account - Interest Bearing Option
CBA's Standard Business Cheque Account - Interest Bearing Option is a transaction account. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.
Advertised rate
0.01%
headline tier
Tiers
4
current rate rows
Last moved
Never
since tracking began
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, $100,000 and overAmount | 0.01% |
| Variable, up to $100,000Amount | 0.01% |
| Variable, Interest onlyBALANCE | 16.68% |
| Variable, Interest onlyBALANCE | 17.68% |
Rate moves, last 30 days
- 9 October 2026: Variable, Interest only lifted 0.25pp, from 16.43% to 16.68%.
- 9 October 2026: Variable, Interest only lifted 0.25pp, from 17.43% to 17.68%.
Published fees
| Fee | Amount |
|---|---|
| Coin handling feeper transaction: The coin handling is 1% of the total value of the coin component of all deposit and withdrawal transactions, where the total value of coins handled exceeds $1,0 | see lender |
| Dishonour feedishonour: $5 per payment. | $5 |
| Note handling feeper transaction: The note handling is 0.25% of the total value of the notes component of all deposit and withdrawal transactions, where the total value of notes handled exceeds | see lender |
| Paper Statement Feewhen it happens: A paper statement fee applies if you request a paper copy of an account statement at any time. | $5 |
| Overdraw Feewhen it happens: A fee charged when you exceed the available funds in your account or any agreed overdraft limit on a given day. | $15 |
| Monthly account feerecurring: Calculated at the end of each month and charged to your account on the first day of the following month. | $5 |
| Access fee - Overseas transactionsper withdrawal: Any other cash withdrawal overseas: AUD $5 plus 3.5% of the transaction value. | see lender |
| Access fee - Overseas transactionsper purchase: Maestro (EFTPOS) or Visa Debit Card or Debit MasterCard purchase in Australian dollars: 3.5% of the transaction value. | see lender |
| Access fee - Overseas transactionsper purchase: Maestro (EFTPOS) or Visa Debit Card or Debit MasterCard purchase in foreign currency: 3.5% of the transaction value. | see lender |
| Withdrawals or transfers made via telephone banking using an operatorper transaction: Withdrawals or transfers made via telephone banking using an operator. | $5 |
| CommBank ATMs outside Australiaper withdrawal: The fee is charged to the account at the time of the withdrawal. | $2 |
| Assisted transactionsper withdrawal: Withdrawals made over the counter at a Commonwealth Bank branch, Australia Post office or private agency (including EFTPOB/Bank@Post). | $5 |
Other CBA transaction accounts
CommSec Notice Investor 4.70%Capital Growth Account 4.25%Commonwealth Direct Investment Account 3.00%Pensioner Security Account 2.85%Commonwealth Private Bank Account 2.35%Farm Management Deposit account (At Call) 1.35%Cash Deposit Account (At Call) 0.25%
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