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CBA · Personal loans
Unsecured Fixed Rate Personal Loan
CBA's Unsecured Fixed Rate Personal Loan is a personal loan. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 3 November 2026, down from 7.25% to 6.99%.
Advertised rate
6.99%
headline tier
Comparison rate
8.04%
as published
Last moved
-0.26pp
3 November 2026
Advertised rate, last 30 days. Between 6.99% and 7.25% over the last 30 days.
Every current rate (7)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, P&I | 6.99% to 23.99% | 10.22% |
| Fixed 2 years, P&I | 6.99% to 23.99% | 10.22% |
| Fixed 3 years, P&I | 6.99% to 23.99% | 10.22% |
| Fixed 4 years, P&I | 6.99% to 23.99% | 8.04% |
| Fixed 5 years, P&I | 6.99% to 23.99% | 8.04% |
| Fixed 6 years, P&I | 6.99% to 23.99% | 8.04% |
| Fixed 7 years, P&I | 6.99% to 23.99% | 8.04% |
Rate moves, last 30 days
- 3 November 2026: 7 tiers cut 0.26pp; the lowest, Fixed 4 years, P&I, from 7.25% to 6.99%.
Published fees
| Fee | Amount |
|---|---|
| Early repayment adjustmenton exit: To cover reasonable administrative costs and estimated losses incurred by CBA as a result of you closing your fixed term loan early. | $15 |
| Establishment Feeupfront: Upfront cost payable when accepting a loan. | $0 |
| Late payment feelate payment: May be payable on the fifth business day after the repayment due date if at the end of the previous business day your loan is in arrears. | $20 |
| Loan service feerecurring: Monthly charge to cover costs of keeping account active. | $15 |
| Settlement cheque fee: Cheques provided to help you pay different recipients with your loan borrowings. | $15 |
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