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CBA · Personal loans
Unsecured Variable Rate Personal Loan
CBA's Unsecured Variable Rate Personal Loan is a personal loan. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 22 September 2026, down from 7.75% to 6.99%.
Advertised rate
6.99%
headline tier
Comparison rate
8.04%
as published
Last moved
-0.76pp
22 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, P&I | 6.99% to 23.99% | 8.04% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Establishment Feeupfront: Upfront cost payable when accepting a loan. | $0 |
| Late payment feelate payment: May be payable on the fifth business day after the repayment due date if at the end of the previous business day your loan is in arrears. | $20 |
| Loan service feerecurring: Monthly charge to cover costs of keeping account active. | $15 |
| Settlement cheque fee: On funding if you require more than two cheques. | $15 |
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