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Central Murray Bank rates

Central Murray Bank publishes 59 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Central Murray Bank's lowest home loan rate is 6.24% on HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR < 60%, 0.50 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 2.25% on Super Saver Account, 1.75 points below the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Central Murray Bank repriced 23 products in the last 30 days, most recently lifting Farm Management Dep on 10 October 2026, from 4.00% to 4.25%.

Home loans

ProductAdvertised rateComparison rate
HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR < 60%6.24%6.30%
HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 60-70%6.34%6.40%
HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 70-80%6.49%6.55%
HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 12 months - Principle and Interest6.74%7.25%
HOUSING LOAN (CODE) - Owner Occupied- Fixed Interest - 24 months - Principal and Interest6.99%7.25%
HOUSING LOAN (CODE) - Investment - Fixed Interest - 12 months - Principle and Interest7.24%7.75%
HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 36 months - Principal and Interest7.24%7.30%
HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest7.24%7.30%
HOUSING LOAN (CODE) - Investment - Fixed Interest - 24 months - Principal and Interest7.49%7.75%
HOUSING LOAN (CODE) - Investment - Fixed Interest - 36 months - Principal and Interest7.74%7.81%
HOUSING LOAN (CODE) - Investment - Variable Interest - Principal and Interest - LVR < 80%7.74%7.81%
HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Interest Only7.74%7.81%
HOUSING LOAN (CODE) - Owner Occupied - Variable Interst - Principal and Interest - LVR > 80%7.74%7.81%
HOUSING LOAN (CODE) - Investment - Variable Interest - Interest Only8.24%8.31%
HOUSING LOAN (CODE) - Investment - Variable Interest - Principal and Interest - LVR > 80%8.24%8.31%
HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Interest Only - LVR > 80%8.24%8.31%
HOUSING LOAN (CODE) - Investment - Variable Interest - Interest Only - LVR > 80%8.74%8.81%

Savings accounts

ProductAdvertised rate
Super Saver Account2.25%
At Call Savings0.05%
At Call Savings0.05%

Term deposits

ProductAdvertised rate
Term Deposit 12 Months4.50%
Term Deposit 12 Months4.50%
12 Mths Monthly Chq4.25%
12 Mths Monthly Chq4.25%
Farm Management Dep4.25%
Farm Management Dep4.25%
Term Deposit 15 Months4.25%
Term Deposit 15 Months4.25%
Term Deposit 6 Months4.25%
Term Deposit 6 Months4.25%
Term Deposit 10 Month3.75%
Term Deposit 10 Month3.75%
Term Deposit 11 Months3.75%
Term Deposit 11 Months3.75%
Term Deposit 24 Months3.75%
Term Deposit 24 Months3.75%
Term Deposit 9 Months3.75%
Term Deposit 9 Months3.75%
24 Mths Reg Income3.50%
24 Mths Reg Income3.50%
Term Deposit 3 Months3.50%
Term Deposit 3 Months3.50%
Term Deposit 4 Months3.50%
Term Deposit 4 Months3.50%
Term Deposit 7 Months1.00%
Term Deposit 7 Months1.00%

Transaction accounts

ProductAdvertised rate
Christmas Club Account0.55%
Notice Of Withdrawal0.15%
Premium Business0.15%
Business Account0.05%
Everyday Access0.05%
GST Account0.05%

Business loans

ProductAdvertised rateComparison rate
SMSF Loan5.10%6.82%
SMSF Loan5.10%6.82%
SMSF Loan5.10%7.30%
SMSF Loan5.10%6.82%

Overdrafts

ProductAdvertised rate
Business Account0.05%
Everyday Access0.05%
Premium Business0.15%

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